St. Clair County property record for 2420 Mountain Top Loop, Pell City, AL 35128
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 5,412 sqft · built 2008 |
| Lot Size | 8.9 acres (387,684 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,400 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-01-12-0-000-004.005 |
| Primary APN | 27-01-12-0-000-004.005 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 5,412 sqft Living Area |
| 1st Floor Area | 2,638 sqft |
| Upper Floors Area | 1,716 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 387,684 sqft (8.9 acres) |
| Pool Type | In-Ground Vinyl Pool |
| Pool Area | 648 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 00523247 |
|---|---|
| Street Address | 2420 MOUNTAIN TOP LOOP |
| City | PELL CITY |
| State | AL |
| Zip | 35128-6129 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM NW COR SEC S 1330.53' E 1320.14' S 451.44' TO POB TH S 784.63' W 476.97' 862.05' E 419' TO POB 12-17-2 8.9 ACC |
| Legal Range | 02E |
| Legal Township | 17S |
| Legal Section | 12 |
| Jurisdiction | ST CLAIR AL |
| Township / Civil Division | MOODY |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 40105 |
Source: St. Clair County records, as of August 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 947, PELL CITY, AL 35125-0947 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR AL |
| Property Address | 2420 MOUNTAIN TOP LOOP, PELL CITY, AL 35128-6129 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000074544 |
|---|---|
| Date | Nov 4, 2021 |
| Book Page | MTG 2021/74544 |
| Name | METRO BANK |
|---|---|
| Type | Bank |
| Address | GADSDEN, AL 35907 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 1, 2036 |
Source: St. Clair County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | St. Clair County |
| Unified School District | Pell City City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,400.00 (+10.91%) | $68,000 (-49.11%) | $679,980 (+1.79%) |
| 2023 | $133,610 Land $11,720 Building $121,890 | $668,050 Land $58,600 Building $609,450 | |
| 2022 | $2,164.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2003) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2003 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 84% of Alabama |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Coosa Valley Technologies Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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