2460 Model Ln, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2460 Model Ln, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 2023
Square Footage1,346 sqft Heated Area
Lot Size6,098 sqft (0.139 acres)
OccupancyOwner Occupied
Last Sale$400,000 (2024)
Tax Bill$1,353.00 (2025)

Property Details

APN / Parcel Number

Primary APN172631526100012020

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,346 sqft Heated Area
Gross Area1,983 sqft Gross Area
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2023
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,098 sqft (0.139 acres)
Garage TypeFinished Garage
PorchOpen Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address2460 MODEL LN
CitySAINT CLOUD
StateFL
Zip34772-8854
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionTWIN LAKES PH 1 PB 24 PGS 172-178 LOT 202
Legal Range31E
Legal Township26S
Legal Section17
Legal SubdivisionTWIN LAKES
Legal Phase1
Legal Tract5261
Legal Lot Number202
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1056
Census Tract43301

Owner

Source: Osceola County records · APN 172631526100012020

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2460 MODEL LN, SAINT CLOUD, FL 34772-8854
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 02, 2026Deed of Trust, Mortgage · Veterans Administration Mortgage
LOANUNITED.COM LLC
Apr 16, 2024Special Warranty Deed, Transfer · Veterans Administration Mortgage
NORTHPOINT MORTGAGE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 16, 2024 · Amount on Record
Deed SaleApr 16, 2024 · Amount on Record
Deed Doc Number2024049275
Deed Book / Page6583 / 2986
Record RefreshedJun 08, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2460 MODEL LN, SAINT CLOUD, FL 34772-8854
Transaction TypeMortgage
Record UpdatedFeb 17, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address2460 MODEL LN, SAINT CLOUD, FL 34772-8854

Mortgage

Document Number0069160237
DateFeb 02, 2026
Book Page6916/237
Instrument2026013786
Lender
NameLOANUNITED.COM LLC
TypeMortgage Company
AddressDULUTH, GA 30096
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2056

April 2024: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 16, 2024
Property Address2460 MODEL LN, SAINT CLOUD, FL 34772-8854
Document Number0065832986
Book / Page6583 / 2986
Map ReferenceMB 24 PGS 172
Instrument DateMar 01, 2024
Instrument2024049275
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyCLEAR TITLE OF FLORIDA LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,800.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address283 CRANES ROOST BLVD STE 250, 250, ALTAMONTE SPRINGS, FL 32701-3546

Transferred To (Grantee/Buyer)

NameVerified Name
Address2460 MODEL LN, SAINT CLOUD, FL 34772-8854

Mortgage

Document Number0065832988
DateApr 16, 2024
Instrument6583/2988
Lender
NameNORTHPOINT MORTGAGE INC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2054

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,353.00 (-52.66%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$268,340 (+257.79%)$346,500 (+362%) Land $65,000 Building $281,500
2023$2,858.00 (+35.07%)$75,000 (+15.38%) Land $75,000$75,000 (+15.38%) Land $75,000
2022$2,116.00$65,000 Land $65,000$65,000 Land $65,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 46% of the US · above 17% of Florida
Wildfire LikelihoodAbout 1 in 917 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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