2455 Model Ln, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2455 Model Ln, Saint Cloud, FL 34772 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 2023
Square Footage	1,346 sqft Living Area
Lot Size	4,356 sqft (0.1 acres)
Occupancy	Owner Occupied
Last Sale	$402,000 (2023)
Tax Bill	$5,971.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`17-26-31-5261-0001-2080`
Alternative APN	`263117526100012080`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,346 sqft Living Area
Gross Area	1,983 sqft Gross Area
1st Floor	1,346 sqft 1st Floor
Primary Flooring	Carpet Flooring

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Conventional Style
Exterior Material	Concrete Block Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	4,356 sqft (0.1 acres)
Garage Type	Attached Garage
Garage Area	387 sqft Garage

Utilities and HVAC

Heating System	HVAC Heating

Location & Zoning

Street Address	2455 MODEL LN
City	SAINT CLOUD
State	FL
Zip	34772-8855
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	TWIN LAKES PH 1 PB 24 PGS 172-178 LOT 208
Legal Range	31E
Legal Township	26S
Legal Section	17
Legal Subdivision	TWIN LAKES PH 1
Legal Phase	1
Legal Tract	5261
Legal Block	2080
Legal Lot Number	208
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1055
Census Tract	43301

Owner

Source: Osceola County records · APN 17-26-31-5261-0001-2080

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2455 MODEL LN, SAINT CLOUD, FL 34772-8855
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 13, 2023 · Amount on Record
Deed Sale	Mar 13, 2023 · Amount on Record
Deed Doc Number	202328617
Deed Book / Page	6369 / 2987
Last Transfer Date	Jan 23, 2024
Transfer Doc	0065682516
Record Refreshed	Jun 08, 2026

March 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 13, 2023
Property Address	2455 MODEL LN, SAINT CLOUD, FL 34772-8855
Document Number	0063692987
Book / Page	6369 / 2987
Map Reference	MB 24 PG 172-178
Instrument Date	Mar 10, 2023
Instrument	2023028617
Transaction Type	Transfer
Record Updated	Jan 22, 2024
Title Company	CLEAR TITLE/FL LLC, CLEAR TITLE OF FLORIDA LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,814.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	283 CRANES ROOST BLVD STE 250, 250, ALTAMONTE SPRINGS, FL 32701-3546

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2455 MODEL LN, SAINT CLOUD, FL 34772-8855

Mortgage

Document Number	0063692989
Date	Mar 13, 2023
Instrument	6369/2989

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2053

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,604.00 (+10.6%)	$346,500 (+362%) Land $65,000 Building $281,500	$346,500 (+362%) Land $65,000 Building $281,500
2024	$5,971.00 (+108.92%)
2023	$2,858.00 (+35.07%)	$75,000 (+15.38%) Land $75,000	$75,000 (+15.38%) Land $75,000
2022	$2,116.00	$65,000 Land $65,000	$65,000 Land $65,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Moderate above 52% of the US · above 22% of Florida
Wildfire Likelihood	About 1 in 885 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.