2460 Cedar Rock Dr, Wake Forest, NC 27587 Property Records

Wake County property record for 2460 Cedar Rock Dr, Wake Forest, NC 27587

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,452 sqft · built 2017
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$311,000 (Jan 2018)
Tax Bill	$4,128 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Apr 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1748.04-54-6428 0449042`

Property Details

APN / Parcel Number

Primary APN	`1748.04-54-6428 0449042`
Alternative APN	`0449042`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,452 sqft Heated Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	7,841 sqft (0.18 acres)
Garage Area	400 sqft
Porch	Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0449042
Street Address	2460 CEDAR ROCK DR
City	WAKE FOREST
State	NC
Zip	27587-5615
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GR10
Legal Description	LO510 STONEGATE AT ST ANDREWS PH7B BM2017-01487
Legal Subdivision	STONEGATE AT ST ANDREWS PH 7B
Legal Lot Number	510
Jurisdiction	WAKE NC
Township / Civil Division	WAKE FOREST
Census Block Group	4
Census Block	4011
Census Tract	54218

Owner

Source: Wake County records, as of October 27, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2460 CEDAR ROCK DR, WAKE FOREST, NC 27587-5615
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2023	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Apr 20, 2022	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Feb 8, 2021	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Jan 2, 2018	Grant Deed, Subdivision Related Transfer · VA Mortgage GUARANTY TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 2, 2018 · Amount on Record
Deed Sale	Jan 2, 2018 · Amount on Record
Deed Document Number	0170122183
Deed Book / Page	17012 / 2183
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	2460 CEDAR ROCK DR, WAKE FOREST, NC 27587-5615
Transaction Type	Mortgage
Record Updated	Mar 15, 2023
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2460 CEDAR ROCK DR, WAKE FOREST, NC 27587-5615

Mortgage

Document Number	19271/1058
Date	Feb 28, 2023
Book Page	19271/1058

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	2460 CEDAR ROCK DR, WAKE FOREST, NC 27587-5615
Transaction Type	Mortgage
Record Updated	May 5, 2022
Title Company	STEWART TITLE GURANTY, STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2460 CEDAR ROCK DR, WAKE FOREST, NC 27587-5615

Mortgage

Document Number	18997/1471
Date	Apr 20, 2022
Book Page	18997/1471

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	2460 CEDAR ROCK DR, WAKE FOREST, NC 27587-5615
Transaction Type	Mortgage
Record Updated	May 5, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	18331/2564
Date	Feb 8, 2021
Book Page	18331/2564

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

January 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	WAKE NC
Recording Date	Jan 2, 2018
Property Address	2460 CEDAR ROCK DR, WAKE FOREST, NC 27587-5615
Document Number	170122183
Book / Page	017012 / 002183
Instrument Date	Dec 29, 2017
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$622.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2460 CEDAR ROCK DR WAKE FOREST NC 27587, WAKE FOREST, NC 27587

Mortgage

Document Number	170122185
Date	Jan 2, 2018
Book Page	017012/002185

Lender

Name	GUARANTY TR
Address	MURFREESBORO, TN 37129

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Wake County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Municipality	Wake Forest Town
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,128.00 (+11.96%)	$425,567 (+34.85%) Land $105,000 Building $320,567
2024			$425,567 (+34.85%) Land $105,000 Building $320,567
2023	$3,687.00	$315,586 Land $69,000 Building $246,586	$315,586 Land $69,000 Building $246,586

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEERCHASE S/D private · serves 757 people · EPA ID NC0392389
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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