2440 Cedar Rock Dr, Wake Forest, NC 27587 Property Records

Wake County property record for 2440 Cedar Rock Dr, Wake Forest, NC 27587

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,004 sqft · built 2018
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$331,500 (May 2018)
Tax Bill	$4,802 (2025)
Deeds & Mortgages	Jul 2021 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1748.04-54-6726 0449047`

Property Details

APN / Parcel Number

Primary APN	`1748.04-54-6726 0449047`
Alternative APN	`0449047`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,004 sqft Heated Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	7,405 sqft (0.169 acres)
Garage Area	420 sqft
Porch	Porch
Porch Area	24 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0449047
Street Address	2440 CEDAR ROCK DR
City	WAKE FOREST
State	NC
Zip	27587-5615
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GR10
Legal Description	LO515 STONEGATE AT ST ANDREWS PH7B BM2017-01487
Legal Subdivision	STONEGATE AT ST ANDREWS PH 7B
Legal Lot Number	515
Jurisdiction	WAKE NC
Township / Civil Division	WAKE FOREST
Census Block Group	4
Census Block	4011
Census Tract	54218

Owner

Source: Wake County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2440 CEDAR ROCK DR, WAKE FOREST, NC 27587-5615
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
May 15, 2018	Grant Deed, Subdivision Related Transfer · Conventional with PMI BRANCH BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2018 · Amount on Record
Deed Sale	May 15, 2018 · Amount on Record
Deed Document Number	0017127555
Deed Book / Page	17127 / 555
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	2440 CEDAR ROCK DR, WAKE FOREST, NC 27587-5615
Transaction Type	Mortgage
Record Updated	May 5, 2022
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NATL TTL & CLOSING SV

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	18613/2533
Date	Jul 26, 2021
Book Page	18613/2533

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

May 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	WAKE NC
Recording Date	May 15, 2018
Property Address	2440 CEDAR ROCK DR, WAKE FOREST, NC 27587-5615
Document Number	171270555
Book / Page	017127 / 000555
Instrument Date	May 15, 2018
Transaction Type	Subdivision Related Transfer
Record Updated	May 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$663.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2440 CEDAR ROCK DR WAKE FOREST NC 275875615, WAKE FOREST, NC 27587-5615

Mortgage

Document Number	171270557
Date	May 15, 2018
Book Page	017127/000557

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 14, 2048

Tax Assessment & Valuation

Source: Wake County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Municipality	Wake Forest Town
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,802.00 (+13.39%)	$497,468 (+37.12%) Land $105,000 Building $392,468
2024			$497,468 (+37.12%) Land $105,000 Building $392,468
2023	$4,235.00	$362,785 Land $69,000 Building $293,785	$362,785 Land $69,000 Building $293,785

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEERCHASE S/D private · serves 757 people · EPA ID NC0392389
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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