246 Worcester Rd, Sterling, MA 01564 Property Records

Worcester County and Sterling Town property record for 246 Worcester Rd, Sterling, MA 01564

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,272 sqft · built 1928
Lot Size	0.749 acres (32,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$618,500 (Jul 2025)
Tax Bill	$6,562 (2026)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`STER M:00093 L:00040`

Property Details

APN / Parcel Number

Primary APN	`STER M:00093 L:00040`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,272 sqft Living Area
Gross Area	4,472 sqft
Basement Area	1,200 sqft
Unfinished Basement	1,200 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Bungalow
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	32,632 sqft (0.749 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	246 WORCESTER RD
City	STERLING
State	MA
Zip	01564-1473
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TCD
Legal Lot Number	40
Jurisdiction	STERLING MA
Township / Civil Division	STERLING
Census Block Group	1
Census Block	1000
Census Tract	719100

Owner

Source: Worcester County and Sterling Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	246 WORCESTER RD, STERLING, MA 01564-1473
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2025	Quit Claim Deed, Transfer · Conventional Mortgage LEADER BANK NA
Sep 14, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage SHAMROCK HOME LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2025 · Amount on Record
Deed Sale	Jul 31, 2025 · Amount on Record
Prior Sale	Sep 14, 2022 · Amount on Record
Deed Document Number	202563815
Deed Book / Page	72336 / 307
Record Updated	Oct 29, 2026

July 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STERLING MA
Recording Date	Jul 31, 2025
Property Address	246 WORCESTER RD, STERLING, MA 01564-1473
Document Number	072336-307
Book / Page	72336 / 307
Instrument Date	Jul 31, 2025
Instrument	63815
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	246 WORCESTER RD, STERLING, MA 01564-1473

Mortgage

Document Number	0000063816
Date	Jul 31, 2025
Instrument	63816

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STERLING MA
Recording Date	Sep 14, 2022
Property Address	246 WORCESTER RD, STERLING, MA 01564-1473
Document Number	0068209-46
Book / Page	68209 / 46
Instrument Date	Sep 14, 2022
Instrument	100713
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	246 WORCESTER RD, STERLING, MA 01564-1473

Mortgage

Document Number	0000100714
Date	Sep 14, 2022
Instrument	100714

Lender

Name	SHAMROCK HOME LOANS

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Sterling Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Sterling Town
Unified School District	Wachusett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,562.00 (-1.44%)	$522,900 (+1.16%) Land $128,800 Building $394,100	$583,490 (-)
2025	$6,658.00 (-3.9%)	$516,900 (-0.69%) Land $111,600 Building $405,300	$583,490 (-6.39%)
2024	$6,928.00 (+0.64%)	$520,500 (+8.12%) Land $111,600 Building $408,900	$623,295
2023	$6,884.00	$481,400 Land $112,800 Building $368,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2010)
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STERLING WATER DEPARTMENT serves 6,814 people · EPA ID MA2282000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Feb 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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