233 Worcester Rd, Sterling, MA 01564 Property Records

Worcester County and Sterling Town property record for 233 Worcester Rd, Sterling, MA 01564

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,049 sqft · built 1900
Lot Size	1.1 acres (47,916 sqft)
Owner	2 Individual Names on File
Last Sale	$425,000 (Sep 2019)
Tax Bill	$7,295 (2026)
Deeds & Mortgages	Nov 2021 Line of Credit May 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`STER M:00093 L:00039`

Property Details

APN / Parcel Number

Primary APN	`STER M:00093 L:00039`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,049 sqft Living Area
Gross Area	4,936 sqft
Basement Area	660 sqft
Unfinished Basement	660 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Historical
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	47,916 sqft (1.1 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	233 WORCESTER RD
City	STERLING
State	MA
Zip	01564-1474
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TCD
Legal Lot Number	39
Jurisdiction	STERLING MA
Township / Civil Division	STERLING
Census Block Group	4
Census Block	4016
Census Tract	719100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Sterling Center Historic District listed 1988 · 111 contributing resources · NRIS 88000425

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

233 Worcester Rd is owned and occupied by two individuals who bought it in September 2019.

Source: Worcester County and Sterling Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	233 WORCESTER RD, STERLING, MA 01564-1474
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2021	Deed of Trust, Mortgage · Line of Credit MERRIMACK VALLEY FCU
May 14, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MORTGAGE EQUITY PARTNERS LLC
Sep 30, 2019	Quit Claim Deed, Transfer · Conventional with PMI MORTGAGE EQUITY PTRS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2019 · Amount on File
Deed Sale	Sep 30, 2019 · Amount on File
Deed Document Number	2019201900102249
Deed Book / Page	61151 / 174
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STERLING MA
Property Address	233 WORCESTER RD, STERLING, MA 01564-1474
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0066483-54
Date	Nov 8, 2021
Book Page	66483/54
Instrument	156946

Lender

Name	MERRIMACK VALLEY FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Dec 1, 2046

Interest

Rate Type	Adjustable Rate

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STERLING MA
Property Address	233 WORCESTER RD, STERLING, MA 01564-1474
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	065167-342
Date	May 14, 2021
Book Page	65167/342
Instrument	66939

Lender

Name	MORTGAGE EQUITY PARTNERS LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STERLING MA
Recording Date	Sep 30, 2019
Property Address	233 WORCESTER RD, STERLING, MA 01564-1474
Document Number	61151-174
Book / Page	061151 / 000174
Instrument Date	Sep 30, 2019
Instrument	102249
Transaction Type	Transfer
Record Updated	Oct 15, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,938.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	233 WORCESTER RD STERLING MA 01564, STERLING, MA 01564

Mortgage

Document Number	61151-177
Date	Sep 30, 2019
Book Page	061151/000177
Instrument	102250

Lender

Name	MORTGAGE EQUITY PTRS
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 29, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 233 Worcester Rd was $7,295, up 6.6% from the year before.

Source: Worcester County and Sterling Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Sterling Town
Unified School District	Wachusett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,295.00 (+6.59%)	$581,300 (+9.39%) Land $137,600 Building $443,700	$651,605 (-)
2025	$6,844.00 (-0.04%)	$531,400 (+3.3%) Land $119,000 Building $412,400	$651,605 (+5.1%)
2024	$6,847.00 (+11.41%)	$514,400 (+19.68%) Land $119,000 Building $395,400	$619,970
2023	$6,146.00	$429,800 Land $120,300 Building $309,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 233 Worcester Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 233 Worcester Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STERLING WATER DEPARTMENT serves 6,814 people · EPA ID MA2282000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Feb 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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