Schenectady County and Schenectady City property record for 244 Union St, Schenectady, NY 12305
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 4,531 sqft · built 1984 |
| Lot Size | 0.093 acres (4,030 sqft) |
| Owner | Company Name on File |
| Last Sale | $303,200 (Jan 2007) |
| Tax Bill | $12,819 (2026) |
| Deeds & Mortgages | Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 39.63-4-21 |
| Primary APN | 421500 39.63-4-21 |
|---|---|
| Alternative APN |
|
| Units | 13 Units |
|---|---|
| Stories | 2 Stories |
| Building Area | 4,531 sqft Gross Area |
| Basement Area | 1,883 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Lot Area | 4,030 sqft (0.093 acres) |
| Lot Dimensions | 130 ft deep x 40.5 ft wide |
| Porch | Porch |
| Porch Area | 32 sqft |
| Heating Fuel | Oil |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 244 UNION ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12305-1461 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 2 BRICK |
| Legal Block | 4 |
| Legal Lot Number | 21.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 33500 |
244 Union St, a residential property, is owned by a company that bought it in January 2007.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1810 BROADWAY, SCHENECTADY, NY 12306-4931 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 12, 2007 · Amount on File |
| Deed Sale | Jan 12, 2007 · Amount on File |
| Prior Sale | Sep 11, 2001 · Amount on File |
| Deed Book / Page | 1752 / 30 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 244 UNION ST, SCHENECTADY, NY 12305-1461 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SMPR TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Address | 1810 BROADWAY, SCHENECTADY, NY 12306-4931 |
| Document Number | 0000000130 |
|---|---|
| Date | Jan 4, 2021 |
| Book Page | 5055/572 |
| Instrument | 202100130 |
| Name | TILE BANK OF GREENE COUNTY |
|---|---|
| Type | Government Agency |
| Address | CATSKILL, NY 12414 |
| Amount | Amount on Record |
|---|
The 2026 property tax bill for 244 Union St was $12,819, up 0.8% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,819.00 (+0.85%) | ||
| 2025 | $12,711.00 | $297,900 Land $14,100 Building $283,800 | $493,294 Land $23,348 Building $469,946 |
| 2023 | $297,900 (-) Land $14,100 Building $283,800 | $377,089 (+3.8%) Land $17,848 Building $359,241 | |
| 2022 | $297,900 Land $14,100 Building $283,800 | $363,293 Land $17,195 Building $346,098 | |
| 2021 | $12,522.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 244 Union St in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 44 individual policies |
| Nearby Flood Policies | 74 units insured incl. 30 condo units |
| Nearby Flood Claims | 11 (1996–2026) |
| Claims Outside the SFHA | 5 of 11 |
| Most Recent Claim | Mar 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 244 Union St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Massivemesh Networks.
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