Gibson County property record for 246 Thomas St, Dyer, TN 38330
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,217 sqft · built 1941 |
| Lot Size | 0.258 acres (11,250 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $205,000 (May 2026) |
| Tax Bill | $655 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Dec 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 027061E A 01500 |
| Primary APN | 027061E A 01500 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,217 sqft Living Area |
| 1st Floor Area | 1,144 sqft |
| Attic | Attic |
| Attic Area | 364 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,250 sqft (0.258 acres) |
| Lot Dimensions | 150 ft deep x 75 ft wide |
| Garage Type | Carport |
| Garage Area | 400 sqft |
| Carport | Carport |
| Carport Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 120 sqft |
| Deck Area | 120 sqft |
| Patio Area | 120 sqft |
| Utility Building | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 246 THOMAS ST |
|---|---|
| City | DYER |
| State | TN |
| Zip | 38330-2120 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 00 |
| Legal Description | HILLCREST S/D 5 NOTE 38,39,40 |
| Legal Subdivision | HILLCREST S/D |
| Legal Block | 5 |
| Jurisdiction | GIBSON TN |
| Township / Civil Division | 19 |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 966200 |
246 Thomas St is owned and occupied by two individuals who bought it in May 2026.
Source: Gibson County records, as of July 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 246 THOMAS ST, DYER, TN 38330-2120 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 18, 2026 | Warranty Deed, Transfer · FHA Mortgage LEADERS CREDIT UNION |
| Dec 13, 2019 | Deed of Trust, Mortgage FIRSTBANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 18, 2026 · Amount on File |
| Deed Sale | May 18, 2026 · Amount on File |
| Prior Sale | Jan 5, 2015 · Amount on File |
| Deed Document Number | 2026251903 |
| Deed Book / Page | 1132 / 2611 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GIBSON TN |
| Recording Date | May 18, 2026 |
| Property Address | 246 THOMAS ST, DYER, TN 38330-2120 |
| Document Number | 0000251903 |
| Book / Page | 1132 / 2611 |
| Instrument Date | May 14, 2026 |
| Instrument | 2026.251903 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $76,608.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 246 THOMAS ST, DYER, TN 38330-2120 |
| Investor | Possibly a Property Investor |
| Document Number | 0000251903, |
|---|---|
| Date | May 18, 2026 |
| Book Page | 1132/2613 |
| Instrument | 2026.251903 |
| Name | LEADERS CREDIT UNION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GIBSON TN |
| Property Address | 246 THOMAS ST, DYER, TN 38330-2120 |
| Document Number | 0000191689 |
| Instrument Date | Dec 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 246 THOMAS ST DYER TN 383302120, DYER, TN 38330-2120 |
| Document Number | 0000191689 |
|---|---|
| Date | Dec 16, 2019 |
| Book Page | 001042/000937 |
| Instrument | 191689 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | JACKSON, TN 38305 |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 246 Thomas St was $655.
Source: Gibson County assessment roll, as of January 29, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Gibson County |
| Municipality | Dyer City |
| Unified School District | Gibson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $655.00 | $18,125 Land $2,500 Building $15,625 | |
| 2024 | $72,500 Land $10,000 Building $62,500 | ||
| 2022 | $11,050 Land $1,150 Building $9,900 | $44,200 Land $4,600 Building $39,600 | |
| 2021 | $549.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 246 Thomas St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 5, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 246 Thomas St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DYER WATER DEPT serves 2,783 people · EPA ID TN0000209 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Also Mapped Here | GIBSON CO MUNI WATER DIST #1 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gibson Connect Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
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