Gibson County property record for 221 Thomas St, Dyer, TN 38330
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,812 sqft · built 1947 |
| Lot Size | 0.249 acres (10,850 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $152,000 (Dec 2020) |
| Tax Bill | $1,267 (2025) |
| Deeds & Mortgages | Dec 2020 Sale & Mortgage Aug 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 027061E B 01100 |
| Primary APN | 027061E B 01100 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,812 sqft Living Area |
| 1st Floor Area | 1,812 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,850 sqft (0.249 acres) |
| Lot Dimensions | 175 ft deep x 62 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 105 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 221 THOMAS ST |
|---|---|
| City | DYER |
| State | TN |
| Zip | 38330-2119 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HILLCREST S/D 4 8 |
| Legal Subdivision | HILLCREST SUBD |
| Legal Block | 4 |
| Legal Lot Number | 8,9 10 |
| Jurisdiction | GIBSON TN |
| Township / Civil Division | 19 |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 966200 |
Source: Gibson County records, as of January 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 221 THOMAS ST, DYER, TN 38330-2119 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 2, 2020 | Warranty Deed, Transfer · FHA Mortgage FIRST CHOICE LNDG SVCS |
| Aug 11, 2018 | Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS NAT'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 2, 2020 · Amount on Record |
| Deed Sale | Dec 2, 2020 · Amount on Record |
| Prior Sale | Oct 6, 2020 |
| Deed Document Number | 200704 |
| Deed Book / Page | 1055 / 642 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GIBSON TN |
| Recording Date | Dec 2, 2020 |
| Property Address | 221 THOMAS ST, DYER, TN 38330-2119 |
| Document Number | 0000200704 |
| Book / Page | 001055 / 000642 |
| Instrument Date | Dec 2, 2020 |
| Instrument | 200704 |
| Transaction Type | Transfer |
| Record Updated | Jan 6, 2021 |
| Title Company | DYER LAND TITLE COMPANY, DYER LAND TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $562.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 221 THOMAS ST DYER TN 383302119, DYER, TN 38330-2119 |
| Document Number | 200705 |
|---|---|
| Date | Dec 2, 2020 |
| Book Page | 001055/000645 |
| Instrument | 200705 |
| Name | FIRST CHOICE LNDG SVCS |
|---|---|
| Address | KNOXVILLE, TN 37932 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GIBSON TN |
| Property Address | 221 THOMAS ST, DYER, TN 38330-2119 |
| Document Number | 0000180668 |
| Instrument Date | Aug 11, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 149 SCATTERED ACRES DR DYER TN 383304216, DYER, TN 38330-4216 |
| Document Number | 0000180668 |
|---|---|
| Date | Aug 27, 2018 |
| Book Page | 001028/000852 |
| Instrument | 180668 |
| Name | FARMERS & MERCHANTS NAT'L BK |
|---|---|
| Type | Bank |
| Address | DYER, TN 38330 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 26, 2038 |
| Rate Type | Adjustable Rate |
|---|
Source: Gibson County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Gibson County |
| Municipality | Dyer City |
| Unified School District | Gibson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,267.00 | $35,050 Land $2,500 Building $32,550 | |
| 2024 | $140,200 Land $10,000 Building $130,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 5, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DYER WATER DEPT serves 2,783 people · EPA ID TN0000209 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Also Mapped Here | GIBSON CO MUNI WATER DIST #1 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gibson Connect Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
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