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246 Saguaro Pl, Oceanside, CA 92057 Property Records

San Diego County property record for 246 Saguaro Pl, Oceanside, CA 92057

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,344 sqft · built 1987
Lot Size0.109 acres (4,730 sqft)
Owner2 Individual Names on Record
Last Sale$730,000 (Jul 2024)
Tax Bill$8,209 (2025)
Deeds & MortgagesNov 2025 Mortgage
Jul 2020 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN157-720-30-00

Property Details

APN / Parcel Number

Primary APN157-720-30-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,344 sqft Living Area

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Lot Area4,730 sqft (0.109 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address246 SAGUARO PL
CityOCEANSIDE
StateCA
Zip92057-5421
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-A
Legal DescriptionLOT 30 TR 011269
Legal SubdivisionMURRAY MISSION
Legal Tract011269
Legal Block1
Legal Lot Number30
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1000
Census Tract18520

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address246 SAGUARO PL, OCEANSIDE, CA 92057-5421
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Nov 12, 2025Intrafamily Transfer, Transfer · Conventional Mortgage
AMERIS BANK
Jul 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
May 22, 2018Quit Claim Deed, Transfer · Conventional Mortgage
SUPREME LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 11, 2024 · Amount on Record
Deed SaleJul 11, 2024 · Amount on Record
Prior SaleApr 12, 2013 · Amount on Record
Deed Document Number2024177061
Prior Transfer DateApr 19, 2018
Prior Transfer Doc0000206161
Record UpdatedOct 29, 2026

November 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateNov 12, 2025
Property Address246 SAGUARO PL, OCEANSIDE, CA 92057-5421
Document Number0000318831
Map ReferenceMAP 11269
Instrument DateNov 5, 2025
Instrument2025-0318831
Transaction TypeTransfer
Record UpdatedNov 26, 2025
Title CompanyTEAM TITLE SERVICES, AMT TITLE SERVICES

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address246 SAGUARO PL, OCEANSIDE, CA 92057-5421

Mortgage

Document Number0000318832
DateNov 12, 2025
Instrument2025-0318832
Lender
NameAMERIS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2055

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address246 SAGUARO PL, OCEANSIDE, CA 92057-5421
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanySTEWART TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000377603
DateJul 15, 2020
Instrument2020-0377603
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2050

May 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateMay 22, 2018
Property Address246 SAGUARO PL, OCEANSIDE, CA 92057-5421
Document Number0000206161
Instrument DateApr 19, 2018
Instrument206161
Transaction TypeTransfer
Record UpdatedMay 29, 2018
Title CompanyNEXTITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address246 SAGUARO PL OCEANSIDE CA 920575421, OCEANSIDE, CA 92057-5421

Mortgage

Document Number206162
DateMay 22, 2018
Instrument206162
Lender
NameSUPREME LNDG
AddressDALLAS, TX 75254
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 21, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$744,599 (+2%) Land $432,546 Building $312,053
2025$8,209.00 (+62.39%)$730,000 (+58.76%) Land $424,065 Building $305,935
2023$5,055.00 (+1.57%) Homeowner's exemption$459,826 Land $267,118 Building $192,708
2022$4,977.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
San Diego Broadband
Fixed Wireless		500 / 100
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fixed Wireless in parts of the area		100 / 20

May also be available: GeoLinks, T-Mobile.

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