Franklin County property record for 246 Ridgeway Dr, Union, MO 63084
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,264 sqft · built 1998 |
| Lot Size | 3.1 acres (135,036 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $711,550 (Jan 2026) |
| Tax Bill | $2,248 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Jan 2026 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-3-07.0-0-010-018.600 |
| Primary APN | 21-3-07.0-0-010-018.600 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,264 sqft Living Area |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Construction Type | Frame |
| Lot Area | 135,036 sqft (3.1 acres) |
| Patio Area | 100 sqft |
| Street Address | 246 RIDGEWAY DR |
|---|---|
| City | UNION |
| State | MO |
| Zip | 63084-4325 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ANU |
| Legal Description | LOT:7 RIDGEWAY ESTATES |
| Legal Range | 1E |
| Legal Township | 42N |
| Legal Section | 07 |
| Legal Subdivision | RIDGEWAY ESTATES |
| Legal Lot Number | 7 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | CENTRAL |
| Census Block Group | 1 |
| Census Block | 1075 |
| Census Tract | 800606 |
Source: Franklin County records · APN 21-3-07.0-0-010-018.600
Assessment roll updated November 11, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 246 RIDGEWAY DR UNION MO, MO |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Mar 09, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNITED BANK OF UNION |
| Jan 05, 2026 | Warranty Deed, Transfer · Line of Credit UNITED BANK OF UNION |
| Oct 11, 2023 | Warranty Deed, Transfer · Line of Credit UNITED BANK OF UNION |
| Sep 18, 2023 | Beneficiary Deed, Transfer |
| Dec 10, 2019 | Quit Claim Deed, Mortgage UNITED BK/UNION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 05, 2026 · Amount on Record |
| Deed Sale | Jan 05, 2026 · Amount on Record |
| Prior Sale | Oct 11, 2023 · Amount on Record |
| Deed Document Number | 20262600103 |
| Prior Transfer Date | Sep 13, 2023 |
| Prior Transfer Doc | 0000011027 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 246 RIDGEWAY DR, UNION, MO 63084-4325 |
| Transaction Type | Mortgage |
| Record Updated | Apr 08, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0002602968 |
|---|---|
| Date | Mar 09, 2026 |
| Instrument | 2602968 |
| Name | UNITED BANK OF UNION |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Jan 05, 2026 |
| Property Address | 246 RIDGEWAY DR, UNION, MO 63084-4325 |
| Document Number | 0002600103 |
| Map Reference | PB P PG 350 |
| Instrument Date | Jan 02, 2026 |
| Instrument | 2600103 |
| Transaction Type | Transfer |
| Record Updated | Feb 04, 2026 |
| Title Company | USTC, UST |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 515 COUNTRY LN, SULLIVAN, MO 63080-2901 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 246 RIDGEWAY DR, UNION, MO 63084-4325 |
| Document Number | 0002600104 |
|---|---|
| Date | Jan 05, 2026 |
| Instrument | 2600104 |
| Name | UNITED BANK OF UNION |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Oct 11, 2023 |
| Property Address | 246 RIDGEWAY DR, UNION, MO 63084-4325 |
| Document Number | 0002312116 |
| Map Reference | PB P PG 350 |
| Instrument Date | Oct 10, 2023 |
| Instrument | 2312116 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 246 RIDGEWAY DR, UNION, MO 63084-4325 |
| Document Number | 0002312117 |
|---|---|
| Date | Oct 11, 2023 |
| Instrument | 2312117 |
| Name | UNITED BANK OF UNION |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Sep 18, 2023 |
| Property Address | 246 RIDGEWAY DR, UNION, MO 63084-4325 |
| Document Number | 0002311027 |
| Map Reference | PB P PG 350 |
| Instrument Date | Sep 13, 2023 |
| Instrument | 2311027 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 246 RIDGEWAY DR, UNION, MO 63084-4325 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 246 RIDGEWAY DR, UNION, MO 63084-4325 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Dec 10, 2019 |
| Property Address | 246 RIDGEWAY DR, UNION, MO 63084-4325 |
| Document Number | 0000016988 |
| Instrument Date | Dec 05, 2019 |
| Instrument | 16988 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 246 RIDGEWAY DR UNION MO 630844325, UNION, MO 63084-4325 |
| Document Number | 16992 |
|---|---|
| Date | Dec 10, 2019 |
| Instrument | 16992 |
| Name | UNITED BK/UNION |
|---|---|
| Type | Bank |
| Address | UNION, MO 63084 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 09, 2049 |
Source: Franklin County records · Assessment roll updated November 11, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Unified School District | Union R-XI School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,248.00 (+14.99%) | $42,590 (+15.95%) | $224,160 (+15.95%) Land $44,560 Building $179,600 |
| 2023 | $1,955.00 (-4.45%) | $36,731 | $193,320 Land $38,300 Building $155,020 |
| 2022 | $2,046.00 |
Source: FEMA National Flood Hazard Layer, Franklin County (29071C), as of June 4, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290718006061, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2023–2025) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | May 2025 · other causes |
| Wildfire Risk | Low lower than 64% of the US · lower than 72% of Missouri |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wisper ISP Fixed Wireless | 400 / 30 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Bays-ET Highspeed, BlueBit Networks.
Based on FCC filings for 21 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MO6024213, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | FRANKLIN COUNTY PWSD 3 serves 8,250 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures