230 Ridgeway Dr, Union, MO 63084 Property Records

Franklin County property record for 230 Ridgeway Dr, Union, MO 63084

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,371 sqft · built 1997
Lot Size	6 acres (261,360 sqft)
Owner	Individual Name on Record
Tax Bill	$1,872 (2025)
Deeds & Mortgages	Sep 2025 Sale Oct 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`21-3-07.0-0-010-018.500`

Property Details

APN / Parcel Number

Primary APN	`21-3-07.0-0-010-018.500`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,371 sqft Living Area

Exterior

Year Built	Built 1997
Architectural Style	A-Frame
Construction Type	Frame
Lot Area	261,360 sqft (6 acres)
Patio Area	280 sqft

Location & Zoning

Street Address	230 RIDGEWAY DR
City	UNION
State	MO
Zip	63084-4325
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ANU
Legal Description	LOT:6 RIDGEWAY ESTATES 2
Legal Range	01E
Legal Township	42
Legal Section	07
Legal Subdivision	RIDGEWAY ESTATES
Legal Block	10
Legal Lot Number	6
Jurisdiction	FRANKLIN MO
Township / Civil Division	CENTRAL
Census Block Group	1
Census Block	1075
Census Tract	800606

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	930 COLLEGE VILLAGE DR, UNION, MO 63084-4581
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2025	Beneficiary Deed, Transfer
Oct 31, 2019	Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 5, 2025
Transfer Doc	0002511186
Record Updated	Jun 8, 2026

September 2025: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	FRANKLIN MO
Recording Date	Sep 5, 2025
Property Address	230 RIDGEWAY DR, UNION, MO 63084-4325
Document Number	0002511186
Map Reference	BK 1062 PG 834
Instrument Date	Aug 31, 2025
Instrument	2511186
Transaction Type	Transfer
Record Updated	Oct 1, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	930 COLLEGE VILLAGE DR, UNION, MO 63084-4581

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	230 RIDGEWAY DR, UNION, MO 63084-4325
Document Number	0000015793
Instrument Date	Oct 31, 2019
Transaction Type	Mortgage
Record Updated	Nov 26, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 RIDGEWAY DR UNION MO 630844325, UNION, MO 63084-4325

Mortgage

Document Number	0000015793
Date	Nov 15, 2019
Instrument	15793

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 14, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	Union R-XI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,872.00 (+13.66%)	$35,465 (+14.89%)	$187,470 (+14.8%) Land $21,030 Building $166,440
2024	$1,647.00 (+0.24%)	$30,870 (-)
2023	$1,643.00 (-3.35%)	$30,870	$163,300 Land $19,030 Building $144,270
2022	$1,700.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2023–2025)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 72% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN COUNTY PWSD 3 serves 8,250 people · EPA ID MO6024213
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Bays-ET Highspeed, BlueBit Networks.

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