246 Oxbow Dr, Torrington, CT 06790 Property Records

Torrington City property record for 246 Oxbow Dr, Torrington, CT 06790

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,232 sqft · built 1975
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on File
Last Sale	$205,000 (Nov 2003)
Tax Bill	$7,104 (2026)
Deeds & Mortgages	Jul 2024 Line of Credit Oct 2020 Mortgage
APN	`007483`

Property Details

APN / Parcel Number

Primary APN	`007483`
Alternative APNs	`TORR M:142 B:004 L:014` `7483`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,232 sqft Living Area
Gross Area	3,320 sqft
Basement Area	1,056 sqft
Unfinished Basement	280 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,246 sqft (0.35 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	7483
Street Address	246 OXBOW DR
City	TORRINGTON
State	CT
Zip	06790-4224
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15S
Legal Block	4
Legal Lot Number	14
Jurisdiction	TORRINGTON CT
Township / Civil Division	TORRINGTON
Census Block Group	1
Census Block	1012
Census Tract	310602

Owner

246 Oxbow Dr is owned and occupied by two individuals who bought it in November 2003.

Source: Torrington City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	246 OXBOW DR, TORRINGTON, CT 06790-4224
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2024	Deed of Trust, Mortgage · Line of Credit TORRINGTON SAVINGS BANK
Oct 28, 2020	Deed of Trust, Mortgage · Balloon Mortgage NORCOM MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 26, 2003 · Amount on File
Deed Sale	Nov 26, 2003 · Amount on File
Prior Sale	Mar 23, 2001 · Amount on File
Deed Book / Page	858 / 193
Transfer Doc	0584000850
Record Updated	Oct 29, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TORRINGTON CT
Property Address	246 OXBOW DR, TORRINGTON, CT 06790-4224
Transaction Type	Mortgage
Record Updated	Jul 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001416-362
Date	Jul 1, 2024
Book Page	1416/362
Instrument	2024-493930

Lender

Name	TORRINGTON SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TORRINGTON CT
Property Address	246 OXBOW DR, TORRINGTON, CT 06790-4224
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1318-633
Date	Oct 28, 2020
Book Page	1318/633
Instrument	2020-459826

Lender

Name	NORCOM MORTGAGE
Type	Mortgage Company

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	121 Months
Due	Nov 1, 2030

Tax Assessment & Valuation

The 2026 property tax bill for 246 Oxbow Dr was $7,104, down 13% from the year before.

Source: Torrington City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Torrington City
Unified School District	Torrington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,104.00 (-12.97%)	$212,310 (-) Land $30,520 Building $181,790	$347,810 (+134.03%)
2025	$8,163.00	$212,310 Land $30,520 Building $181,790	$148,617 Land $21,364 Building $127,253
2024	$8,163.00 (+38.1%)
2023	$5,911.00 (+1.74%)	$123,250 (-) Land $30,550 Building $92,700
2022	$5,810.00	$123,250 Land $30,550 Building $92,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 246 Oxbow Dr.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 246 Oxbow Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TORRINGTON WATER COMPANY private · serves 37,915 people · EPA ID CT1430011
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Treatment report not submitted Mar 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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