235 Oxbow Dr, Torrington, CT 06790 Property Records

Torrington City property record for 235 Oxbow Dr, Torrington, CT 06790

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,944 sqft · built 1976
Lot Size	0.54 acres (23,522 sqft)
Owner	2 Individual Names on File
Last Sale	$175,000 (Jun 2017)
Tax Bill	$7,549 (2026)
Deeds & Mortgages	Jun 2022 Line of Credit May 2021 Line of Credit + 1 more
APN	`003388`

Property Details

APN / Parcel Number

Primary APN	`003388`
Alternative APNs	`TORR M:142 B:002 L:030` `3388`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,944 sqft Living Area
Gross Area	3,852 sqft
Basement Area	1,164 sqft
Unfinished Basement	1,164 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	23,522 sqft (0.54 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	3388
Street Address	235 OXBOW DR
City	TORRINGTON
State	CT
Zip	06790-4225
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15S
Legal Block	2
Legal Lot Number	30
Jurisdiction	TORRINGTON CT
Township / Civil Division	TORRINGTON
Census Block Group	1
Census Block	1010
Census Tract	310602

Owner

235 Oxbow Dr is owned and occupied by two individuals who bought it in June 2017.

Source: Torrington City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	235 OXBOW DR, TORRINGTON, CT 06790-4225
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2022	Deed of Trust, Mortgage · Line of Credit TORRINGTON SAVINGS BANK
May 27, 2021	Deed of Trust, Mortgage · Line of Credit TORRINGTON SAVINGS BANK
Jun 26, 2017	Fiduciary Deed, Transfer TORRINGTON SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2017 · Amount on File
Deed Sale	Jun 26, 2017 · Amount on File
Deed Book / Page	1250 / 301
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TORRINGTON CT
Property Address	235 OXBOW DR, TORRINGTON, CT 06790-4225
Transaction Type	Mortgage
Record Updated	Jul 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001368-678
Date	Jun 23, 2022
Book Page	1368/678
Instrument	2022-476643

Lender

Name	TORRINGTON SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jul 1, 2047

Interest

Rate Type	Adjustable Rate

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TORRINGTON CT
Property Address	235 OXBOW DR, TORRINGTON, CT 06790-4225
Transaction Type	Mortgage
Record Updated	Jun 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1335-973
Date	May 27, 2021
Book Page	1335/973
Instrument	2021-465932

Lender

Name	TORRINGTON SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jun 1, 2046

Interest

Rate Type	Adjustable Rate

June 2017: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	TORRINGTON CT
Recording Date	Jun 26, 2017
Property Address	235 OXBOW DR, TORRINGTON, CT 06790-4225
Document Number	1250-301
Book / Page	1250 / 301
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$54.05
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	12500303
Date	Jun 26, 2017
Instrument	01250/0303

Lender

Name	TORRINGTON SAVINGS BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 26, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 235 Oxbow Dr was $7,549, down 13% from the year before.

Source: Torrington City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Torrington City
Unified School District	Torrington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,549.00 (-12.98%)	$225,610 (-) Land $30,870 Building $194,740	$397,794 (+151.88%)
2025	$8,675.00	$225,610 Land $30,870 Building $194,740	$157,927 Land $21,609 Building $136,318
2024	$8,675.00 (+51.53%)
2023	$5,725.00 (+1.74%)	$119,370 (-) Land $30,870 Building $88,500
2022	$5,627.00	$119,370 Land $30,870 Building $88,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 235 Oxbow Dr.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 235 Oxbow Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TORRINGTON WATER COMPANY private · serves 37,915 people · EPA ID CT1430011
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Treatment report not submitted Mar 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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