246 Inverrary Dr, Destin, FL 32541 Property Records

Okaloosa County property record for 246 Inverrary Dr, Destin, FL 32541

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,439 sqft · built 2024
Lot Size	0.069 acres (2,999 sqft)
Owner	Individual Name on Record
Last Sale	$770,000 (Jul 2024)
Tax Bill	$1,440 (2024)
Deeds & Mortgages	Mar 2024 Mortgage Feb 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-589-3595-8`

Property Details

APN / Parcel Number

Primary APN	`C56-000-589-3595-8`
Alternative APNs	`00-2S-22-0068-000B-0120` `22S2000068000B0120`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,439 sqft Living Area
Gross Area	3,018 sqft
1st Floor Area	2,439 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	2,999 sqft (0.069 acres)
Garage Type	Attached
Garage Area	394 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	246 INVERRARY DR
City	DESTIN
State	FL
Zip	32541-5754
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CALUSA BAY S/D LOT 12 BLK B
Legal Subdivision	CALUSA BAY S/D
Legal Block	B
Legal Lot Number	12
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	2
Census Block	2006
Census Tract	23308

Owner

Source: Okaloosa County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5281 MOORE LOOP, CRESTVIEW, FL 32536-5469
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2024	Deed of Trust, Mortgage · Commercial Mortgage CV3 FINANCIAL SERVICES LLC
Feb 12, 2024	Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION
Apr 7, 2022	Warranty Deed, Transfer MCGILL ESCROW AND TITLE LLC, MCGILL ESCROW & TITLE
Dec 16, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2024 · Amount on Record
Deed Sale	Jul 29, 2024 · Amount on Record
Prior Sale	Apr 7, 2022 · Amount on Record
Deed Document Number	20243702136
Prior Transfer Date	Feb 7, 2024
Prior Transfer Doc	0003670685
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	246 INVERRARY DR, DESTIN, FL 32541-5754
Transaction Type	Mortgage
Record Updated	Apr 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 CHOCTAW DR, DESTIN, FL 32541-3126

Mortgage

Document Number	0003676852
Date	Mar 18, 2024
Instrument	3676852

Lender

Name	CV3 FINANCIAL SERVICES LLC
Type	Mortgage Company
Address	EL SEGUNDO, CA 90245

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	25 Months
Due	Apr 1, 2026

February 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKALOOSA FL
Recording Date	Feb 12, 2024
Property Address	246 INVERRARY DR, DESTIN, FL 32541-5754
Document Number	0003670685
Map Reference	MB 18 PG 24&25
Instrument Date	Feb 9, 2024
Instrument	3670685
Transaction Type	Transfer
Record Updated	Mar 14, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	604 CHOCTAW DR, DESTIN, FL 32541-3126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 CHOCTAW DR, DESTIN, FL 32541-3126

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Apr 7, 2022
Property Address	246 INVERRARY DR, DESTIN, FL 32541-5754
Document Number	0036144668
Book / Page	3614 / 4668
Map Reference	MB 18 PG 24&25
Instrument Date	Apr 4, 2022
Instrument	3540639
Transaction Type	Transfer
Record Updated	Feb 13, 2024
Title Company	MCGILL ESCROW AND TITLE LLC, MCGILL ESCROW & TITLE

Transaction

Amount	Amount Recorded
Tax	$1,120.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3825 MOUNT PARAN CHURCH RD, SOCIAL CIRCLE, GA 30025-3703

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 CHOCTAW DR, DESTIN, FL 32541-3126

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKALOOSA FL
Recording Date	Dec 16, 2021
Property Address	246 INVERRARY DR, DESTIN, FL 32541-5754
Document Number	0035931710
Book / Page	3593 / 1710
Map Reference	MB 18 PG 24&25
Instrument Date	Oct 22, 2021
Instrument	3513230
Transaction Type	Transfer
Record Updated	Feb 13, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3825 MOUNT PARAN CHURCH RD, SOCIAL CIRCLE, GA 30025-3703

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3825 MOUNT PARAN CHURCH RD, SOCIAL CIRCLE, GA 30025-3703

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$598,793 (+368.32%) Land $140,914 Building $457,879	$598,793 (+368.32%) Land $140,914 Building $457,879
2024	$1,440.00 (+5.96%)
2023	$1,359.00 (+67.16%)	$127,859 (+68.67%) Land $127,859	$127,859 (+68.67%) Land $127,859
2022	$813.00	$75,806 Land $75,806	$75,806 Land $75,806

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1995–2018)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2018 · other causes

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources System	Yes
Unit	P32 “Moreno Point”
Unit Type	System Unit
Designated	Oct 18, 1982
NFIP Eligibility	Not eligible (built 2024) built after the Oct 1, 1983 cutoff · private flood insurance only

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Wildstar Networks.

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