245 Inverrary Dr, Destin, FL 32541 Property Records

Okaloosa County property record for 245 Inverrary Dr, Destin, FL 32541

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,148 sqft · built 2013
Lot Size0.069 acres (3,034 sqft)
Owner2 Individual Names on Record
Last Sale$365,000 (Apr 2018)
Tax Bill$3,202 (2025)
Flood ZoneZone X (minimal risk)
APN00-2S-22-0068-000C-0020

Property Details

APN / Parcel Number

Primary APN00-2S-22-0068-000C-0020

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,148 sqft Heated Area
Gross Area2,640 sqft
1st Floor Area858 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2013
Exterior MaterialStucco
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialClay Tile
Lot Area3,034 sqft
Garage TypeFinished
Garage Area432 sqft
PorchOpen Porch
Porch Area60 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address245 INVERRARY DR
CityDESTIN
StateFL
Zip32541-5756
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCALUSA BAY S/D LOT 2 BLK C
Legal Range22
Legal Township02S
Legal SubdivisionCALUSA BAY S/D
Legal BlockC
Legal Lot Number2
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group2
Census Block2003
Census Tract23308

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address245 INVERRARY DR, DESTIN, FL 32541-5756
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 4, 2018 · Amount on Record
Deed SaleApr 4, 2018 · Amount on Record
Prior SaleFeb 15, 2018
Deed Document Number3198504
Deed Book / Page3344 / 1652
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,202.00 (+5.47%)$351,996 (+9.06%)$486,979 (-8.26%) Land $117,429 Building $369,550
2023$3,036.00 (+2.36%) Homeowner's exemption$322,752 (-)$530,812 (+21.46%) Land $106,549 Building $424,263
2022$2,966.00 Homeowner's exemption$322,752$437,030 Land $84,229 Building $352,801

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims3 (1995–2018)
Claims Outside the SFHA2 of 3
Most Recent ClaimSep 2018 · other causes

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources SystemYes
UnitP32 “Moreno Point”
Unit TypeSystem Unit
DesignatedOct 18, 1982
NFIP EligibilityNot eligible (built 2013)
built after the Oct 1, 1983 cutoff · private flood insurance only

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH WALTON UTILITY COMPANY
private · serves 26,668 people · EPA ID FL1660615
Water SourceGroundwater
Last State InspectionFeb 2026
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile, Wildstar Networks.

Nearby Properties on Inverrary Dr

Nearby Streets

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