246 Elmore Rd, Worcester, NY 12197 Property Records

Otsego County and Decatur Town property record for 246 Elmore Rd, Worcester, NY 12197

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,800 sqft · built 2000
Lot Size	32.7 acres (1,426,154 sqft)
Owner	2 Trust Names on File
Last Sale	$555,000 (Sep 2023)
Tax Bill	$13,205 (2026)
Deeds & Mortgages	Feb 2026 Sale Sep 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`362600 167.00-2-20.05`

Property Details

APN / Parcel Number

Primary APN	`362600 167.00-2-20.05`
Alternative APNs	`260016700000020200050000` `237779`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,800 sqft Living Area
1st Floor Area	1,400 sqft
2nd Floor Area	1,400 sqft
Upper Floors Area	700 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	1,426,154 sqft (32.7 acres)
Garage Type	Detached
Garage Area	1,400 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	208 sqft
Shed	1 Shed
Cabin	750 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	237779
Street Address	246 ELMORE RD
City	WORCESTER
State	NY
Zip	12197-4016
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	2
Legal Lot Number	20.005
Jurisdiction	OTSEGO NY
Township / Civil Division	DECATUR
Census Block Group	1
Census Block	1139
Census Tract	590600

Owner

246 Elmore Rd is owner-occupied and held in a trust since September 2023.

Source: Otsego County and Decatur Town records, as of September 23, 2026

Owner of Record	2 Trust Names on File
Mailing Address	246 ELMORE RD, WORCESTER, NY 12197-4016
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2026	Deed, Transfer
Sep 26, 2023	Deed, Transfer
Jul 28, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage PURNELL GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2023 · Amount on File
Deed Sale	Sep 26, 2023 · Amount on File
Prior Sale	Jul 28, 2021 · Amount on File
Deed Document Number	20233922
Prior Transfer Date	Mar 29, 2013
Prior Transfer Doc	0020131850
Record Updated	Oct 29, 2026

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	OTSEGO NY
Recording Date	Feb 11, 2026
Property Address	246 ELMORE RD, WORCESTER, NY 12197-4016
Document Number	0000000038
Instrument Date	Jan 12, 2026
Instrument	2026-638
Transaction Type	Transfer
Record Updated	Mar 11, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	246 ELMORE RD, WORCESTER, NY 12197-4016

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	OTSEGO NY
Recording Date	Sep 26, 2023
Property Address	246 ELMORE RD, WORCESTER, NY 12197-4016
Document Number	0000000922
Instrument Date	Sep 15, 2023
Instrument	2023-3922
Transaction Type	Transfer
Record Updated	Oct 17, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 WHITEWOOD DR, ROCKY POINT, NY 11778-9216

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTSEGO NY
Recording Date	Jul 28, 2021
Property Address	246 ELMORE RD, WORCESTER, NY 12197-4016
Document Number	0000000182
Instrument Date	Jul 26, 2021
Instrument	2021-4182
Transaction Type	Transfer
Record Updated	Mar 21, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	246 ELMORE RD, WORCESTER, NY 12197-4016

Mortgage

Document Number	0000000183
Date	Jul 28, 2021
Instrument	2021-4183

Lender

Name	PURNELL GROUP LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 246 Elmore Rd was $13,205, up 0.4% from the year before.

Source: Otsego County and Decatur Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Otsego County
County Subdivision	Decatur Town
Unified School District	Worcester Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,205.00 (+0.42%)
2025	$13,150.00 (+3.88%)	$178,300 (-) Land $19,700 Building $158,600	$509,429 (+8.57%) Land $56,286 Building $453,143
2024	$12,659.00	$178,300 (-) Land $19,700 Building $158,600	$469,211 (+6.05%) Land $51,842 Building $417,369
2023		$178,300 (-) Land $19,700 Building $158,600	$442,432 (+6.7%) Land $48,883 Building $393,549
2022		$178,300 Land $19,700 Building $158,600	$414,651 Land $45,814 Building $368,837

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 246 Elmore Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	5 (2009–2021)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Jun 2021 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 246 Elmore Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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