Otsego County and Decatur Town property record for 196 Elmore Rd, Worcester, NY 12197
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 2 bd · 1 ba · 960 sqft · built 1985 |
| Lot Size | 12 acres (523,156 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $122,500 (May 2015) |
| Tax Bill | $4,389 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 362600 167.00-2-20.06 |
| Primary APN | 362600 167.00-2-20.06 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 523,156 sqft (12 acres) |
| Garage Type | Basement |
| Porch | Slab |
| Porch Area | 440 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 250479 |
|---|---|
| Street Address | 196 ELMORE RD |
| City | WORCESTER |
| State | NY |
| Zip | 12197-4014 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Block | 2 |
| Legal Lot Number | 20.006 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | DECATUR |
| Census Block Group | 1 |
| Census Block | 1139 |
| Census Tract | 590600 |
196 Elmore Rd, a residential property, is owned by two individuals who bought it in May 2015.
Source: Otsego County and Decatur Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 594, PORT BOLIVAR, TX 77650-0594 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 27, 2015 · Amount on File |
| Deed Sale | May 27, 2015 · Amount on File |
| Prior Sale | Jul 27, 2000 · Amount on File |
| Deed Book / Page | 2015 / 2323 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 196 Elmore Rd was $4,389, up 0.5% from the year before.
Source: Otsego County and Decatur Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Decatur Town |
| Unified School District | Worcester Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,389.00 (+0.5%) | ||
| 2025 | $4,367.00 | $58,900 Land $14,800 Building $44,100 | $168,286 Land $42,286 Building $126,000 |
| 2023 | $58,900 Land $14,800 Building $44,100 | $146,154 Land $36,725 Building $109,429 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 196 Elmore Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 5 (2009–2021) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 196 Elmore Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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