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227 E Elm St, Albion, IL 62806 Property Records

Edwards County property record for 227 E Elm St, Albion, IL 62806

Property Summary

Property TypeSingle Family Home
OwnerIndividual Name on File
Last Sale$73,500 (Jun 2021)
Deeds & MortgagesJun 2021 Sale & Mortgage
Jun 2021 Sale & Mortgage
+ 3 more
APN10-01-303-006

Property Details

APN / Parcel Number

Primary APN10-01-303-006
Alternative APN
  • 03-2-024-01

Location & Zoning

Street Address227 E ELM ST
CityALBION
StateIL
Zip62806-1214
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionAL-2,Q ,S ,T ,R ,L003,B00O,P200 ORIG PLAT E50 LOT 3
Legal Lot Number3
JurisdictionEDWARDS IL
Township / Civil DivisionALBION NO. 1
Census Block Group2
Census Block2016
Census Tract957100

Owner

Source: Edwards County records · APN 10-01-303-006

Assessment roll updated January 1, 2022 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address227 E ELM ST, ALBION, IL 62806-1214
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 14, 2021Deed, Transfer · FHA Mortgage
RUHL MORTGAGE LLC
Jun 14, 2021Deed, Transfer · FHA Mortgage
RUHL MORTGAGE LLC
Mar 01, 2021Warranty Deed, Transfer
Mar 01, 2021Warranty Deed, Transfer
May 05, 2020Corporation Deed, Transfer · Conventional Mortgage
FIRST NATIONAL BANK ALLENDALE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 14, 2021 · Amount on Record
Deed SaleJun 14, 2021 · Amount on Record
Prior SaleMar 01, 2021 · Amount on Record
Deed Document Number106972
Deed Book / Page206 / 57
Record UpdatedJun 07, 2026

June 2021: Deed, Transfer

Document TypeDeed
JurisdictionEDWARDS IL
Recording DateJun 14, 2021
Property Address227 E ELM ST, ALBION, IL 62806-1214
Document Number206/57
Book / Page206 / 57
Instrument DateJun 10, 2021
Instrument106972
Transaction TypeTransfer
Record UpdatedJun 30, 2021
Title CompanySOUTHEAST TITLE COMPANY, SOUTHERN IL TITLE INSURANCE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$110.25
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address1726 N STEVENS CT, 1726, PRINCEVILLE, IL 61559-4519

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address227 E ELM ST, ALBION, IL 62806-1214

Mortgage

Document Number106973497253
DateJun 14, 2021
Instrument106973497253
Lender
NameRUHL MORTGAGE LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Interest
Rate2.99%

June 2021: Deed, Transfer

Document TypeDeed
JurisdictionEDWARDS IL
Recording DateJun 14, 2021
Property Address227 E ELM ST, ALBION, IL 62806-1214
Document Number0000206/57
Book / Page206 / 57
Instrument DateJun 10, 2021
Instrument106972
Transaction TypeTransfer
Record UpdatedAug 05, 2022
Title CompanySOUTHEAST TITLE COMPANY, SOUTHERN IL TITLE INSURANCE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$110.25
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address1726 N STEVENS CT, 1726, PRINCEVILLE, IL 61559-4519

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address227 E ELM ST, ALBION, IL 62806-1214

Mortgage

Document Number106973497253
DateJun 14, 2021
Instrument106973497253
Lender
NameRUHL MORTGAGE LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Interest
Rate2.99%

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEDWARDS IL
Recording DateMar 01, 2021
Property Address227 E ELM ST, ALBION, IL 62806-1214
Document Number205/1
Book / Page205 / 1
Instrument DateMar 01, 2021
Instrument106622
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

AmountAmount Recorded
Tax$110.25
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address1726 N STEVENS CT, PRINCEVILLE, IL 61559-4519

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEDWARDS IL
Recording DateMar 01, 2021
Property Address227 E ELM ST, ALBION, IL 62806-1214
Document Number00000205/1
Book / Page205 / 1
Instrument DateMar 01, 2021
Instrument106622
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

AmountAmount Recorded
Tax$110.25
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address1726 N STEVENS CT, PRINCEVILLE, IL 61559-4519

May 2020: Corporation Deed, Transfer

Document TypeCorporation Deed
JurisdictionEDWARDS IL
Recording DateMay 05, 2020
Property Address227 E ELM ST, ALBION, IL 62806-1214
Document Number0002020/67
Book / Page2020 / 67
Instrument DateApr 24, 2020
Instrument105733
Transaction TypeTransfer
Record UpdatedAug 05, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$116.25
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address227 E ELM ST, ALBION, IL 62806-1214

Mortgage

Document Number000483/274
DateMay 05, 2020
Book Page483/274
Instrument105734
Lender
NameFIRST NATIONAL BANK ALLENDALE
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 01, 2035
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Edwards County records · Assessment roll updated January 1, 2022 · Last verified August 2023

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAlbion City
CountyEdwards County
Unified School DistrictEdwards County Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearAssessed ValueAssessed Market Value
2022$22,660 Land $1,470 Building $21,190$67,980 Land $4,410 Building $63,570

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file

Wildfire

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Cable One
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: Delta Communications, Wabash Telephone Cooperative, Wisper ISP.

Based on FCC filings for 306 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemELLERY WATER CORP
private · serves 2,380 people
Water SourcePurchased groundwater from ALBION
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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