246 E Central Ave, Zeeland, MI 49464 Property Records

Ottawa County property record for 246 E Central Ave, Zeeland, MI 49464

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,264 sqft · built 1890
Lot Size	0.291 acres (12,676 sqft)
Owner	Individual Name on Record
Last Sale	$645,000 (Sep 2024)
Tax Bill	$10,566 (2025)
Deeds & Mortgages	Jun 2017 Mortgage Nov 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`70-17-19-129-005`

Property Details

APN / Parcel Number

Primary APN	`70-17-19-129-005`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,264 sqft Living Area
Gross Area	2,012 sqft
1st Floor Area	1,338 sqft
Basement Area	882 sqft
Unfinished Basement	882 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1974
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	12,676 sqft (0.291 acres)
Lot Dimensions	189 ft deep x 67 ft wide
Garage Area	1,187 sqft
Parking Spaces	4 Parking Spaces
Porch	Covered Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	246 E CENTRAL AVE
City	ZEELAND
State	MI
Zip	49464-1720
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 5 EXC S 100 FT VAN HOVEN'S ASSESSOR'S PLAT
Legal Range	14W
Legal Township	5N
Legal Section	19
Legal Subdivision	VAN HOVENS ASSESSORS PLAT
Legal Block	129
Legal Lot Number	5
Jurisdiction	OTTAWA MI
Township / Civil Division	ZEELAND
Census Block Group	4
Census Block	4018
Census Tract	22900

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	246 E CENTRAL AVE, ZEELAND, MI 49464-1720
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage MACATAWA BANK
Nov 15, 2019	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK
Oct 3, 2017	Warranty Deed, Transfer · Conventional Mortgage DBA MICHIGAN MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2024 · Amount on Record
Deed Sale	Sep 16, 2024 · Amount on Record
Prior Sale	Oct 3, 2017 · Amount on Record
Deed Document Number	202423782
Prior Transfer Date	Aug 23, 2004
Prior Transfer Doc	4648000473
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	246 E CENTRAL AVE, ZEELAND, MI 49464-1720
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20170022914
Date	Jun 26, 2017
Instrument	2017-0022914

Lender

Name	MACATAWA BANK
Type	Bank
Address	HOLLAND, MI 49424

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 23, 2032

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	246 E CENTRAL AVE, ZEELAND, MI 49464-1720
Transaction Type	Mortgage
Record Updated	Dec 2, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20190042437
Date	Nov 15, 2019
Instrument	2019-0042437

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Oct 3, 2017
Property Address	246 E CENTRAL AVE, ZEELAND, MI 49464-1720
Document Number	20170036609
Map Reference	LB14 PG29
Instrument Date	Sep 29, 2017
Instrument	2017-0036609
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,440.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	246 E CENTRAL AVE, 246, ZEELAND, MI 49464-1720

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	246 E CENTRAL AVE, ZEELAND, MI 49464-1720

Mortgage

Document Number	20170036610
Date	Oct 3, 2017
Instrument	2017-0036610

Lender

Name	DBA MICHIGAN MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
Municipality	Zeeland City
Unified School District	Zeeland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$319,600 (+47.49%)	$639,200 (+47.49%)
2025	$10,566.00 (+132.02%)
2023		$216,700	$433,400
2022	$4,554.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ZEELAND BOARD OF PUBLIC WORKS serves 8,328 people · EPA ID MI0007270
Water Source	Purchased surface water from HOLLAND BOARD OF PUBLIC WORKS
Last State Inspection	May 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Acentek.

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