Ottawa County property record for 240 E Central Ave, Zeeland, MI 49464
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,740 sqft · built 1898 |
| Lot Size | 0.352 acres (15,333 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,623 (2025) |
| Deeds & Mortgages | Jul 2021 Line of Credit May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 70-17-19-129-004 |
| Primary APN | 70-17-19-129-004 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,740 sqft Living Area |
| 1st Floor Area | 1,320 sqft |
| Basement Area | 760 sqft |
| Unfinished Basement | 760 sqft |
| Year Built | Built 1898 |
|---|---|
| Effective Year Built | Effective 1898 |
| Lot Area | 15,333 sqft (0.352 acres) |
| Lot Dimensions | 289 ft deep x 53 ft wide |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Covered Porch |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 240 E CENTRAL AVE |
|---|---|
| City | ZEELAND |
| State | MI |
| Zip | 49464-1720 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 4 VAN HOVEN'S ASSESSOR'S PLAT |
| Legal Range | 14W |
| Legal Township | 5N |
| Legal Section | 19 |
| Legal Subdivision | S PLAT |
| Legal Block | 129 |
| Legal Lot Number | 4 |
| Jurisdiction | OTTAWA MI |
| Township / Civil Division | ZEELAND |
| Census Block Group | 4 |
| Census Block | 4018 |
| Census Tract | 22900 |
240 E Central Ave is owned and occupied by an individual.
Source: Ottawa County records, as of October 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 240 E CENTRAL AVE, ZEELAND, MI 49464-1720 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 26, 2021 | Deed of Trust, Mortgage · Line of Credit MACATAWA BANK |
| May 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MACATAWA BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 240 E CENTRAL AVE, ZEELAND, MI 49464-1720 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2021 |
| Name | Verified Name |
|---|---|
| Address | 240 E CENTRAL AVE, ZEELAND, MI 49464-1720 |
| Document Number | 20210038044 |
|---|---|
| Date | Jul 26, 2021 |
| Instrument | 2021-0038044 |
| Name | MACATAWA BANK |
|---|---|
| Type | Bank |
| Address | HOLLAND, MI 49424 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 240 E CENTRAL AVE, ZEELAND, MI 49464-1720 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20210025763 |
|---|---|
| Date | May 14, 2021 |
| Instrument | 2021-0025763 |
| Name | MACATAWA BANK |
|---|---|
| Type | Bank |
| Address | HOLLAND, MI 49424 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2036 |
The 2025 property tax bill for 240 E Central Ave was $2,623 with a homeowner's exemption.
Source: Ottawa County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ottawa County |
| Municipality | Zeeland City |
| Unified School District | Zeeland Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $192,100 | $384,200 | |
| 2025 | $2,623.00 | ||
| 2023 | $138,800 | $277,600 | |
| 2022 | $2,292.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 240 E Central Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 240 E Central Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ZEELAND BOARD OF PUBLIC WORKS serves 8,328 people · EPA ID MI0007270 |
|---|---|
| Water Source | Purchased surface water from HOLLAND BOARD OF PUBLIC WORKS |
| Last State Inspection | May 2022 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Acentek.
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