246 Dearborn St, Buffalo, NY 14207 Property Records

Erie County and Buffalo City property record for 246 Dearborn St, Buffalo, NY 14207

Property Summary

Property TypeSingle Family Home
Details5 bd · 1 ba · 2,257 sqft · built 1877
Lot Size0.075 acres (3,267 sqft)
OwnerIndividual Name on File
Last Sale$42,900 (Jan 2013)
Tax Bill$703 (2026)
Deeds & MortgagesFeb 2023 Second Mortgage
Flood ZoneZone X (minimal risk)
APN140200 88.41-2-9

Property Details

APN / Parcel Number

Primary APN140200 88.41-2-9
Alternative APNs
  • 02000884100002009000
  • 05002700

Interior

Bedrooms5 Beds
Full Baths1 Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area2,257 sqft Living Area
1st Floor Area1,229 sqft
2nd Floor Area1,028 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1877
Effective Year BuiltEffective 1877
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area3,267 sqft (0.075 acres)
Lot Dimensions99 ft deep x 33 ft wide
PorchSlab

Utilities, Heating & Cooling

Heating SystemHVAC
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number05002700
Street Address246 DEARBORN ST
CityBUFFALO
StateNY
Zip14207-2706
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeN-2R
Legal Description198. S HAMILTON
Legal SubdivisionBLACK ROCK
Legal Block2
Legal Lot Number9.000
JurisdictionERIE NY
Township / Civil DivisionBUFFALO
Census Block Group5
Census Block5012
Census Tract5900

Owner

246 Dearborn St is owned and occupied by an individual who bought it in January 2013.

Source: Erie County and Buffalo City records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address246 DEARBORN ST, BUFFALO, NY 14207-2706
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 18, 2013 · Amount on File
Deed SaleJan 18, 2013 · Amount on File
Deed Document Number201314957
Deed Book / Page11237 / 7383
Record UpdatedOct 29, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionERIE NY
Property Address246 DEARBORN ST, BUFFALO, NY 14207-2706
Transaction TypeMortgage
Record UpdatedMar 22, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address246 DEARBORN ST, BUFFALO, NY 14207-2706

Mortgage

Document Number0140823662
DateFeb 7, 2023
Book Page14082/3662
Instrument2023021365
Lender
NameDISCOVER BANK
TypeBank
AddressGREENWOOD, DE 19950
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term240 Months
DueFeb 6, 2043

Tax Assessment & Valuation

The 2026 property tax bill for 246 Dearborn St was $703, down 62.6% from the year before.

Source: Erie County and Buffalo City assessment roll, as of May 19, 2026

Property Jurisdictions

TypeName
StateNew York
CountyErie County
MunicipalityBuffalo City
Unified School DistrictBuffalo City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$703.00 (-62.61%)
2025$1,880.00 (+31.56%)$213,000 (+142.05%) Land $8,000 Building $205,000$213,000 (+48.86%) Land $8,000 Building $205,000
2024$1,429.00 (+212.69%)$88,000 (-) Land $4,000 Building $84,000$143,089 (+13.82%) Land $6,504 Building $136,585
2023$457.00$88,000 Land $4,000 Building $84,000$125,714 Land $5,714 Building $120,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 246 Dearborn St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 246 Dearborn St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBUFFALO WATER AUTHORITY
serves 276,000 people · EPA ID NY1400422
Water SourceSurface water
Last State InspectionJul 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 731 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Greenlight Networks.

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