24586 Rutherford Rd, Ramona, CA 92065 Property Records

San Diego County property record for 24586 Rutherford Rd, Ramona, CA 92065 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1997
Square Footage2,280 sqft Living Area
Lot Size20,775 sqft (0.477 acres)
OccupancyOwner Occupied
Last Sale$810,000 (2026)
Tax Bill$9,740.00 (2025)

Owner

Source: San Diego County records · APN 288-541-13-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address24586 RUTHERFORD RD, RAMONA, CA 92065-4089
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jan 26, 2026Deed of Trust, Mortgage · Conventional Mortgage
WEST CAPITAL LENDING INC
Dec 24, 2024Deed of Trust, Mortgage · Line of Credit
UNITED WHOLESALE MORTGAGE
May 28, 2026Grant Deed, Transfer · Veterans Administration Mortgage
ROCKET MORTGAGE LLC
Apr 13, 2023Grant Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Dec 30, 2016Deed of Trust, Mortgage · Conventional Mortgage
FIRSTBANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 28, 2026 · Amount on Record
Deed SaleMay 28, 2026 · Amount on Record
Prior SaleApr 13, 2023 · Amount on Record
Deed Doc Number2026152820
Record RefreshedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address24586 RUTHERFORD RD, RAMONA, CA 92065-4089
Transaction TypeMortgage
Record UpdatedJun 10, 2026
Title CompanyROCKET CLOSE AND TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address24586 RUTHERFORD RD, RAMONA, CA 92065-4089

Mortgage

Document Number0000021165
DateJan 26, 2026
Instrument2026-0021165
Lender
NameWEST CAPITAL LENDING INC
TypeMortgage Company
AddressIRVINE, CA 92614
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2056

December 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address24586 RUTHERFORD RD, RAMONA, CA 92065-4089
Transaction TypeMortgage
Record UpdatedJun 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address24586 RUTHERFORD RD, RAMONA, CA 92065-4089

Mortgage

Document Number0000354341
DateDec 24, 2024
Instrument2024-0354341
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueJan 01, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

May 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMay 28, 2026
Property Address24586 RUTHERFORD RD, RAMONA, CA 92065-4089
Document Number0000152820
Instrument DateMay 18, 2026
Instrument2026152820
Transaction TypeTransfer
Record UpdatedJun 08, 2026
Title CompanyTRICO TITLE COMPANY, TICOR TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$89,991.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address24586 RUTHERFORD RD, RAMONA, CA 92065-4089

Mortgage

Document Number0000152821,
DateMay 28, 2026
Instrument2026152821
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate6.3%
Max Rate-1%

April 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateApr 13, 2023
Property Address24586 RUTHERFORD RD, RAMONA, CA 92065-4089
Document Number0000096688
Map ReferenceMAP 7706
Instrument DateMar 16, 2023
Instrument2023-0096688
Transaction TypeTransfer
Record UpdatedAug 01, 2023
Title CompanyWESTERN RESOURCES TITLE, WESTERN RESOURCES TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address24586 RUTHERFORD RD, RAMONA, CA 92065-4089

Mortgage

Document Number0000096689
DateApr 13, 2023
Instrument2023-0096689
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2053

December 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address24586 RUTHERFORD RD, RAMONA, CA 92065-4089
Document Number0000020412
Instrument DateDec 30, 2016
Transaction TypeMortgage
Record UpdatedAug 15, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address24586 RUTHERFORD RD RAMONA CA 920654089, RAMONA, CA 92065-4089

Mortgage

Document Number0000020412
DateJan 13, 2017
Instrument20412
Lender
NameFIRSTBANK
TypeBank
AddressFRANKLIN, TN 37067
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 12, 2047

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2026$848,963 (+2%) Land $189,806 Building $659,157
2025$9,740.00 (+1.88%) Homeowner's exemption$832,318 (+151.09%) Land $186,085 Building $646,233
2024$9,560.00 (+125.21%)
2023$4,245.00 (-3.1%) Homeowner's exemption$331,482 Land $74,111 Building $257,371
2022$4,381.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskExtreme
above 96% of the US · above 83% of California
Wildfire LikelihoodAbout 1 in 45 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN288-541-13-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area2,280 sqft Living Area

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Lot Area20,775 sqft (0.477 acres)
Parking Spaces3 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Location & Zoning

Street Address24586 RUTHERFORD RD
CityRAMONA
StateCA
Zip92065-4089
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 55 TR 007706
Legal SubdivisionSAN DIEGO COUNTRY ESTATES I
Legal Tract007706
Legal Block1
Legal Lot Number55
JurisdictionSAN DIEGO CA
Minor Civil DivisionRAMONA
Census Blockgroup1
Census Block1008
Census Tract20810

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