2456 Raymond Ave, Ramona, CA 92065 Property Records

San Diego County property record for 2456 Raymond Ave, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,126 sqft · built 1970
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$640,000 (Nov 2020)
Tax Bill	$7,475 (2025)
Deeds & Mortgages	May 2023 Line of Credit Jan 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`282-241-34-00`

Property Details

APN / Parcel Number

Primary APN	`282-241-34-00`
Alternative APN	`2822410800`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,126 sqft Living Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Construction Type	Frame
Lot Area	21,780 sqft (0.5 acres)

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Sewer	Connected
Water Source	Commercial

Location & Zoning

Old Parcel Number	2822410800
Street Address	2456 RAYMOND AVE
City	RAMONA
State	CA
Zip	92065-3040
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 83 SWLY 82 FT OF NELY 246 FT OF NWLY 265.61 FT OF TR 002031
Legal Subdivision	HUNTER-LETTON
Legal Tract	002031
Legal Block	1
Legal Lot Number	83
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	1
Census Block	1006
Census Tract	20805

Owner

2456 Raymond Ave is owned and occupied by an individual who bought it in November 2020.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	2456 RAYMOND AVE, RAMONA, CA 92065-3040
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 24, 2023	Deed of Trust, Mortgage · Line of Credit ALASKA USA FCU
Jan 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jul 26, 2018	Deed of Trust, Mortgage · Line of Credit MISSION FCU
Nov 23, 2020	Quit Claim Deed, Transfer TICOR TITLE-SAN DIEGO
Nov 23, 2020	Grant Deed, Transfer · Conventional with PMI OCEAN LNDG HM LNS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 23, 2020 · Amount on File
Deed Sale	Nov 23, 2020 · Amount on File
Prior Sale	Sep 22, 2011 · Amount on File
Deed Document Number	2020743287
Prior Transfer Date	Nov 20, 2020
Prior Transfer Doc	0000743286
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2456 RAYMOND AVE, RAMONA, CA 92065-3040
Transaction Type	Mortgage
Record Updated	Jun 2, 2023
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2456 RAYMOND AVE, RAMONA, CA 92065-3040

Mortgage

Document Number	0000136109
Date	May 24, 2023
Instrument	2023-0136109

Lender

Name	ALASKA USA FCU
Type	Credit Union
Address	ANCHORAGE, AK 99519

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 23, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2456 RAYMOND AVE, RAMONA, CA 92065-3040
Transaction Type	Mortgage
Record Updated	Jan 19, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2456 RAYMOND AVE, RAMONA, CA 92065-3040

Mortgage

Document Number	0000011804
Date	Jan 10, 2022
Instrument	2022-0011804

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2456 RAYMOND AVE, RAMONA, CA 92065-3040
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE SAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000304045
Date	Jul 26, 2018
Instrument	2018-0304045

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jul 31, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 23, 2020
Property Address	2456 RAYMOND AVE, RAMONA, CA 92065-3040
Document Number	0000743286
Instrument Date	Nov 20, 2020
Instrument	743286
Transaction Type	Transfer
Record Updated	Dec 2, 2020
Title Company	TICOR TITLE-SAN DIEGO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2456 RAYMOND AVE RAMONA CA 920653040, RAMONA, CA 92065-3040

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 23, 2020
Property Address	2456 RAYMOND AVE, RAMONA, CA 92065-3040
Document Number	0000743287
Instrument Date	Nov 3, 2020
Instrument	743287
Transaction Type	Transfer
Record Updated	Dec 2, 2020
Title Company	TICOR TITLE SAN DIEGO BR

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$704.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2456 RAYMOND AVE RAMONA CA 920653040, RAMONA, CA 92065-3040

Mortgage

Document Number	743288
Date	Nov 23, 2020
Instrument	743288

Lender

Name	OCEAN LNDG HM LNS INC
Address	MISSION VIEJO, CA 92612

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 22, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2456 Raymond Ave was $7,475 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$706,607 (+2%) Land $282,640 Building $423,967
2025	$7,475.00 Homeowner's exemption	$692,753 Land $277,099 Building $415,654
2023	$6,981.00 (-1.19%) Homeowner's exemption	$665,854 Land $266,340 Building $399,514
2022	$7,065.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2456 Raymond Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2010–2019)
Most Recent Claim	Feb 2019 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2456 Raymond Ave is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 65% of California
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Raymond Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures