2445 Raymond Ave, Ramona, CA 92065 Property Records

San Diego County property record for 2445 Raymond Ave, Ramona, CA 92065

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,854 sqft · built 1962
Lot Size0.255 acres (11,087 sqft)
OwnerIndividual Name on Record
Last Sale$294,000 (Jul 2008)
Tax Bill$4,228 (2025)
Deeds & MortgagesMay 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN282-205-25-00

Property Details

APN / Parcel Number

Primary APN282-205-25-00

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,854 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Lot Area11,087 sqft (0.255 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace

Location & Zoning

Street Address2445 RAYMOND AVE
CityRAMONA
StateCA
Zip92065-3039
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRMV3
Legal DescriptionLOT 66 /EXC NWLY 142.50 FT THF/ NELY 80 FT OF SWLY 195 FT OF TR 002155
Legal SubdivisionRAMONA ACRES
Legal Tract002155
Legal Block1
Legal Lot Number66
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group1
Census Block1008
Census Tract20805

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address2445 RAYMOND AVE, RAMONA, CA 92065-3039
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 7, 2008 · Amount on Record
Deed SaleJul 7, 2008 · Amount on Record
Deed Document Number2008360321
Prior Transfer DateDec 31, 2005
Prior Transfer Doc0000033627
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Recording DateMay 6, 2026
Property Address2445 RAYMOND AVE, RAMONA, CA 92065-3039
Document Number0000128237
Instrument DateApr 30, 2026
Instrument2026128237
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address2445 RAYMOND AVE, RAMONA, CA 92065-3039
InvestorPossibly a Property Investor

Mortgage

Document Number0000128237,
DateMay 6, 2026
Instrument2026128237
Lender
NameSAXE MORTGAGE
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate6.46%
Max Rate-1%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$386,155 (+2%) Land $183,882 Building $202,273
2025$4,228.00 (-2.45%)$378,584 (+4.04%) Land $180,277 Building $198,307
2024$4,334.00 (+11.96%)
2023$3,871.00 (-3.27%)$363,885 Land $173,278 Building $190,607
2022$4,002.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2010–2019)
Most Recent ClaimFeb 2019 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 58% of the US · lower than 65% of California
Wildfire Likelihood0.2% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAMONA MUNICIPAL WD
serves 36,455 people · EPA ID CA3710019
Water SourcePurchased surface water from several systems
Last State InspectionOct 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Raymond Ave

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