Montgomery County property record for 2456 Copper Mountain Ter, Silver Spring, MD 20906
| Property Type | Townhouse |
|---|---|
| Details | 3.5 ba · 2,390 sqft · built 1996 |
| Lot Size | 0.04 acres (1,760 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $96,835 (Mar 2022) |
| Tax Bill | $5,108 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Aug 2023 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-02987195 |
| Primary APN | 13-02987195 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,390 sqft Living Area |
| 1st Floor Area | 880 sqft |
| Basement Area | 630 sqft |
| Finished Basement | 630 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 1,760 sqft (0.04 acres) |
| Deck Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 02987195 |
|---|---|
| Street Address | 2456 COPPER MOUNTAIN TER |
| City | SILVER SPRING |
| State | MD |
| Zip | 20906-6230 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PRC |
| Legal Description | LONGMEAD |
| Legal Subdivision | LONGMEAD |
| Legal Block | M |
| Legal Lot Number | 37 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 13 |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 703221 |
Source: Montgomery County records, as of September 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2456 COPPER MOUNTAIN TER, SILVER SPRING, MD 20906-6230 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 19, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Aug 21, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NATIONAL INSTITUTES OF HEALTH FCU |
| Mar 29, 2022 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 29, 2022 · Amount on Record |
| Deed Sale | Mar 29, 2022 · Amount on Record |
| Prior Sale | Oct 2, 2002 · Amount on Record |
| Deed Book / Page | 65496 / 113 |
| Prior Transfer Date | Feb 16, 2022 |
| Prior Transfer Doc | 0654960113 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 2456 COPPER MOUNTAIN TER, SILVER SPRING, MD 20906-6230 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2023 |
| Title Company | BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC |
| Name | Verified Name |
|---|---|
| Address | 2456 COPPER MOUNTAIN TER, SILVER SPRING, MD 20906-6230 |
| Document Number | 0656160140 |
|---|---|
| Date | Apr 19, 2022 |
| Book Page | 65616/140 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Mar 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 2456 COPPER MOUNTAIN TER, SILVER SPRING, MD 20906-6230 |
| Transaction Type | Mortgage |
| Record Updated | Sep 5, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2456 COPPER MOUNTAIN TER, SILVER SPRING, MD 20906-6230 |
| Document Number | 0672940237 |
|---|---|
| Date | Aug 21, 2023 |
| Book Page | 67294/237 |
| Name | NATIONAL INSTITUTES OF HEALTH FCU |
|---|---|
| Type | Credit Union |
| Address | ROCKVILLE, MD 20850 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2038 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Mar 29, 2022 |
| Property Address | 2456 COPPER MOUNTAIN TER, SILVER SPRING, MD 20906-6230 |
| Document Number | 0654960113 |
| Book / Page | 65496 / 113 |
| Map Reference | MB 167 PL 18791 |
| Instrument Date | Feb 16, 2022 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2456 COPPER MOUNTAIN TER, SILVER SPRING, MD 20906-6230 |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $498,700 (+7.02%) | $564,100 (+21.05%) Land $125,000 Building $439,100 | |
| 2025 | $5,108.00 (-7.01%) | $466,000 (+9.24%) Land $125,000 Building $341,000 | $466,000 (-) Land $125,000 Building $341,000 |
| 2024 | $5,493.00 (+33.16%) | ||
| 2023 | $426,600 | $466,000 Land $125,000 Building $341,000 | |
| 2022 | $4,125.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1989) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 1989 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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