2447 Copper Mountain Ter, Silver Spring, MD 20906 Property Records

Montgomery County property record for 2447 Copper Mountain Ter, Silver Spring, MD 20906 · Last verified August 2026

Property Summary

Property Type	Townhouse
Details	3 ba · 2,286 sqft · built 1996
Lot Size	0.047 acres (2,025 sqft)
Owner	Individual Name on File
Last Sale	$382,000 (Apr 2015)
Tax Bill	$5,553 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-03136986`

Property Details

APN / Parcel Number

Primary APN	`13-03136986`
Alternative APN	`03136986`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,286 sqft Living Area
Gross Area	2,538 sqft
1st Floor Area	906 sqft
Basement Area	500 sqft
Finished Basement	500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	2,025 sqft (0.047 acres)
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	03136986
Street Address	2447 COPPER MOUNTAIN TER
City	SILVER SPRING
State	MD
Zip	20906-6229
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LONGMEAD
Legal Subdivision	LONGMEAD
Legal Block	M
Legal Lot Number	322
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	2
Census Block	2001
Census Tract	703221

Owner

Source: Montgomery County records · APN 13-03136986

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2447 COPPER MOUNTAIN TER, SILVER SPRING, MD 20906-6229
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 15, 2015 · Amount on Record
Deed Sale	Apr 15, 2015 · Amount on Record
Prior Sale	Jul 29, 2005 · Amount on Record
Deed Book / Page	50105 / 48
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	2447 COPPER MOUNTAIN TER, SILVER SPRING, MD 20906-6229
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIRST TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0604540478
Date	Sep 08, 2020
Book Page	60454/478

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 01, 2035

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$509,700 (+1.01%)	$519,900 (+3.03%) Land $125,000 Building $394,900
2025	$5,553.00 (+37.69%)	$504,600 (+16.3%) Land $125,000 Building $379,600	$504,600 (-) Land $125,000 Building $379,600
2023		$433,867	$504,600 Land $125,000 Building $379,600
2022	$4,033.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (24031C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240317032212, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Nearby Flood Policies	1 in force 1 of 1 on primary residences
Nearby Flood Claims	1 (1989)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1989, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.