24550 Starlight Mountain Rd, Ramona, CA 92065 Property Records

San Diego County property record for 24550 Starlight Mountain Rd, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,332 sqft · built 2015
Lot Size	8.36 acres (364,597 sqft)
Owner	Company Name on Record
Last Sale	$135,000 (Feb 2014)
Tax Bill	$9,081 (2025)
Deeds & Mortgages	Aug 2017 Line of Credit Sep 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`287-020-44-00`

Property Details

APN / Parcel Number

Primary APN	`287-020-44-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,332 sqft Living Area

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Lot Area	364,597 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	24550 STARLIGHT MOUNTAIN RD
City	RAMONA
State	CA
Zip	92065-6780
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A72
Legal Description	PAR 1 TR PM12289
Legal Subdivision	PARCEL MAP NO 12289
Legal Tract	12289
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	1
Census Block	1008
Census Tract	20810

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 2855, RAMONA, CA 92065-0949
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2017	Deed of Trust, Mortgage · Line of Credit TCF NATIONAL BANK
Sep 18, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage STEARNS LENDING LLC
Sep 18, 2020	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Jul 10, 2017	Quit Claim Deed, Transfer Quitclaim
Jun 2, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC
Jan 9, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2014 · Amount on Record
Deed Sale	Feb 28, 2014 · Amount on Record
Deed Document Number	201482945
Prior Transfer Date	Sep 29, 2004
Prior Transfer Doc	0000242026
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	24550 STARLIGHT MOUNTAIN RD, RAMONA, CA 92065-6780
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000368397
Date	Aug 14, 2017
Instrument	2017-0368397

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 23, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 18, 2020
Property Address	24550 STARLIGHT MOUNTAIN RD, RAMONA, CA 92065-6780
Document Number	0000551816
Instrument Date	Sep 14, 2020
Instrument	2020-0551816
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 2855, RAMONA, CA 92065-0949
Investor	Possibly a Property Investor

Mortgage

Document Number	0000551817
Date	Sep 18, 2020
Instrument	2020-0551817

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 18, 2020
Property Address	24550 STARLIGHT MOUNTAIN RD, RAMONA, CA 92065-6780
Document Number	0000551818
Instrument Date	Sep 14, 2020
Instrument	551818
Transaction Type	Transfer
Record Updated	Sep 28, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 2855 RAMONA CA 920650949, RAMONA, CA 92065-0949

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 10, 2017
Property Address	24550 STARLIGHT MOUNTAIN RD, RAMONA, CA 92065-6780
Document Number	0000308759
Instrument Date	Jul 9, 2017
Instrument	308759
Transaction Type	Transfer
Record Updated	Jul 17, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	PO BOX 2855 RAMONA CA 920650949, RAMONA, CA 92065-0949

June 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 2, 2017
Property Address	24550 STARLIGHT MOUNTAIN RD, RAMONA, CA 92065-6780
Document Number	0000248564
Map Reference	PM12289
Instrument Date	May 26, 2017
Instrument	2017-0248564
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 2855, RAMONA, CA 92065-0949

Mortgage

Document Number	0000248565
Date	Jun 2, 2017
Instrument	2017-0248565

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 9, 2017
Property Address	24550 STARLIGHT MOUNTAIN RD, RAMONA, CA 92065-6780
Document Number	0000011037
Instrument Date	Jan 8, 2017
Instrument	11037
Transaction Type	Transfer
Record Updated	Jan 13, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2855 RAMONA CA 920650949, RAMONA, CA 92065-0949

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$880,678 (+2%) Land $198,816 Building $681,862
2025	$9,081.00 (+3.98%)	$863,411 (+4.04%) Land $194,918 Building $668,493
2023	$8,733.00 (+1.51%)	$829,886 Land $187,350 Building $642,536
2022	$8,603.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2005–2015)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jul 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 98.7% of the US · above 91% of California
Wildfire Likelihood	3% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
San Diego Broadband Fixed Wireless	500 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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