24377 Starlight Mountain Rd, Ramona, CA 92065 Property Records

San Diego County property record for 24377 Starlight Mountain Rd, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,983 sqft · built 2001
Lot Size	27.2 acres (1,187,010 sqft)
Owner	2 Individual Names on Record
Last Sale	$908,000 (Apr 2021)
Tax Bill	$10,337 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Nov 2020 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`287-020-48-00`

Property Details

APN / Parcel Number

Primary APN	`287-020-48-00`
Alternative APN	`2870202400`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,983 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	1,187,010 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Old Parcel Number	2870202400
Street Address	24377 STARLIGHT MOUNTAIN RD
City	RAMONA
State	CA
Zip	92065-6765
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A72
Legal Description	PAR 4 PAR E PER DOC98-687695 IN PARS 1 THRU TR PM08480
Legal Subdivision	STARLIGHT SUB
Legal Tract	1008480
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	1
Census Block	1008
Census Tract	20810

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	24377 STARLIGHT MOUNTAIN RD, RAMONA, CA 92065-6765
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2021	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 30, 2020	Quit Claim Deed, Transfer LAWYERS TITLE
Nov 30, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Nov 6, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 16, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2021 · Amount on Record
Deed Sale	Apr 19, 2021 · Amount on Record
Prior Sale	Feb 7, 2001 · Amount on Record
Deed Document Number	2021300369
Prior Transfer Date	Oct 29, 2020
Prior Transfer Doc	0000760564
Record Updated	Oct 29, 2026

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 19, 2021
Property Address	24377 STARLIGHT MOUNTAIN RD, RAMONA, CA 92065-6765
Document Number	0000300369
Instrument Date	Mar 31, 2021
Instrument	2021-0300369
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	STEWART TITLE, STEWART TITLE OF CALIFORNIA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	24377 STARLIGHT MOUNTAIN RD, RAMONA, CA 92065-6765

Mortgage

Document Number	0000300370
Date	Apr 19, 2021
Instrument	2021-0300370

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 30, 2020
Property Address	24377 STARLIGHT MOUNTAIN RD, RAMONA, CA 92065-6765
Document Number	0000760567
Instrument Date	Oct 29, 2020
Instrument	760567
Transaction Type	Transfer
Record Updated	Dec 8, 2020
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	24377 STARLIGHT MOUNTAIN RD RAMONA CA 920656765, RAMONA, CA 92065-6765

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 30, 2020
Property Address	24377 STARLIGHT MOUNTAIN RD, RAMONA, CA 92065-6765
Document Number	0000760564
Instrument Date	Oct 29, 2020
Instrument	2020-0760564
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	24377 STARLIGHT MOUNTAIN RD, RAMONA, CA 92065-6765

Mortgage

Document Number	0000760566
Date	Nov 30, 2020
Instrument	2020-0760566

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 6, 2019
Property Address	24377 STARLIGHT MOUNTAIN RD, RAMONA, CA 92065-6765
Document Number	0000509647
Instrument Date	Oct 20, 2019
Instrument	509647
Transaction Type	Transfer
Record Updated	Nov 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	24377 STARLIGHT MOUNTAIN RD RAMONA CA 920656765, RAMONA, CA 92065-6765

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	24377 STARLIGHT MOUNTAIN RD, RAMONA, CA 92065-6765
Document Number	0000356408
Instrument Date	Aug 16, 2019
Transaction Type	Mortgage
Record Updated	Sep 4, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	24377 STARLIGHT MOUNTAIN RD RAMONA CA 920656765, RAMONA, CA 92065-6765

Mortgage

Document Number	0000356408
Date	Aug 22, 2019
Instrument	356408

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 21, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,002,500 (+2%) Land $497,104 Building $505,396
2025	$10,337.00 (+3.98%)	$982,844 (+4.04%) Land $487,357 Building $495,487
2023	$9,941.00 (+1.51%)	$944,681 Land $468,433 Building $476,248
2022	$9,793.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2005–2015)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jul 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 98.9% of the US · above 92% of California
Wildfire Likelihood	3% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
San Diego Broadband Fixed Wireless	500 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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