San Diego County property record for 2455 Luelf Ct, Ramona, CA 92065 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,849 sqft · built 1997 |
| Lot Size | 1.73 acres (75,794 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $857,500 (Oct 2020) |
| Tax Bill | $9,979 (2025) |
| Deeds & Mortgages | Oct 2020 Sale & Mortgage Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 285-121-08-00 |
| Primary APN | 285-121-08-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,849 sqft Living Area |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Lot Area | 75,794 sqft |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 2455 LUELF CT |
|---|---|
| City | RAMONA |
| State | CA |
| Zip | 92065-3610 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 14 TR 013240 |
| Legal Subdivision | RAMONA 4862-1 |
| Legal Tract | 013240 |
| Legal Block | 3 |
| Legal Lot Number | 14 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | RAMONA |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 20801 |
Source: San Diego County records · APN 285-121-08-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2455 LUELF CT, RAMONA, CA 92065-3610 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 23, 2020 | Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Jun 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage THIRD FED'L S&L ASSN/CLEVELAND |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 23, 2020 · Amount on Record |
| Deed Sale | Oct 23, 2020 · Amount on Record |
| Prior Sale | Feb 06, 2003 · Amount on Record |
| Deed Document Number | 2020651653 |
| Prior Transfer Date | Dec 26, 2014 |
| Prior Transfer Doc | 0000581232 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 23, 2020 |
| Property Address | 2455 LUELF CT, RAMONA, CA 92065-3610 |
| Document Number | 0000651653 |
| Map Reference | MAP 13240 |
| Instrument Date | Oct 13, 2020 |
| Instrument | 2020-0651653 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIRST AMERICAN TTL SAN DIEGO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2455 LUELF CT, RAMONA, CA 92065-3610 |
| Document Number | 0000651654 |
|---|---|
| Date | Oct 23, 2020 |
| Instrument | 2020-0651654 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2455 LUELF CT, RAMONA, CA 92065-3610 |
| Document Number | 0000308924 |
| Instrument Date | Jun 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2020 |
| Title Company | STEWART TITLE, STEWART TITLE/CA |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 2455 LUELF CT RAMONA CA 920653610, RAMONA, CA 92065-3610 |
| Document Number | 0000308924 |
|---|---|
| Date | Jun 16, 2020 |
| Instrument | 308924 |
| Name | THIRD FED'L S&L ASSN/CLEVELAND |
|---|---|
| Address | CLEVELAND, OH 44105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 15, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.89% |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $946,744 (+2%) Land $315,579 Building $631,165 | |
| 2025 | $9,979.00 (+6.35%) Homeowner's exemption | $928,182 (+4.04%) Land $309,392 Building $618,790 |
| 2023 | $9,383.00 (-0.51%) Homeowner's exemption | $892,141 Land $297,379 Building $594,762 |
| 2022 | $9,431.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730208013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Wildfire Risk | Extreme above 96% of the US · above 83% of California |
|---|---|
| Wildfire Likelihood | About 1 in 44 per year |
| Exposure | Direct burnable vegetation at the parcel |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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