2406 Luelf Ct, Ramona, CA 92065 Property Records

San Diego County property record for 2406 Luelf Ct, Ramona, CA 92065 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 1997
Square Footage2,849 sqft Living Area
Lot Size1.63 acres
OccupancyOwner Occupied
Last Sale$690,000 (2018)
Tax Bill$8,302.00 (2025)

Property Details

APN / Parcel Number

Primary APN285-121-05-00

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Building Area2,849 sqft Living Area

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Lot Area71,438 sqft
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address2406 LUELF CT
CityRAMONA
StateCA
Zip92065-3610
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 11 TR 013240
Legal SubdivisionRAMONA 4862-1
Legal Tract013240
Legal Block3
Legal Lot Number11
JurisdictionSAN DIEGO CA
Minor Civil DivisionRAMONA
Census Blockgroup3
Census Block3008
Census Tract20801

Owner

Source: San Diego County records · APN 285-121-05-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2406 LUELF CT, RAMONA, CA 92065-3610
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 05, 2021Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
May 14, 2019Deed of Trust, Mortgage · Conventional Mortgage
CSTONE MORTGAGE INC
Jan 14, 2020Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC
Oct 23, 2018Grant Deed, Transfer · Conventional Mortgage
CSTONE MORTGAGE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 23, 2018 · Amount on Record
Deed SaleOct 23, 2018 · Amount on Record
Prior SaleNov 27, 2000 · Amount on Record
Deed Doc Number2018442273
Prior Transfer DateSep 15, 2010
Prior Transfer Doc0000499295
Record RefreshedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2406 LUELF CT, RAMONA, CA 92065-3610
Transaction TypeMortgage
Record UpdatedFeb 17, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2406 LUELF CT, RAMONA, CA 92065-3610

Mortgage

Document Number0000090735
DateFeb 05, 2021
Instrument2021-0090735
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2406 LUELF CT, RAMONA, CA 92065-3610
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySTEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000182096
DateMay 14, 2019
Instrument2019-0182096
Lender
NameCSTONE MORTGAGE INC
TypeMortgage Company
AddressSAN DIEGO, CA 92108
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2049

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2406 LUELF CT, RAMONA, CA 92065-3610
Document Number0000043756
Instrument DateJan 14, 2020
Transaction TypeMortgage
Record UpdatedFeb 12, 2020
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address2406 LUELF CT RAMONA CA 920653610, RAMONA, CA 92065-3610

Mortgage

Document Number0000043756
DateJan 28, 2020
Instrument43756
Lender
NamePENNYMAC
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 27, 2050

October 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateOct 23, 2018
Property Address2406 LUELF CT, RAMONA, CA 92065-3610
Document Number0000442273
Map ReferenceMAP 13240
Instrument DateOct 16, 2018
Instrument2018-0442273
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property (Marital Community) with Rights of Survivorship
Address2406 LUELF CT, RAMONA, CA 92065-3610

Mortgage

Document Number0000442274
DateOct 23, 2018
Instrument2018-0442274
Lender
NameCSTONE MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2048

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$785,096 (+2%) Land $369,892 Building $415,204
2025$8,302.00 (+6.78%) Homeowner's exemption$769,703 (+4.04%) Land $362,640 Building $407,063
2023$7,775.00 (-0.92%) Homeowner's exemption$739,816 Land $348,559 Building $391,257
2022$7,847.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskExtreme
above 96% of the US · above 83% of California
Wildfire LikelihoodAbout 1 in 44 per year
ExposureDirect
burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; lenders make the official flood determination.

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