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2455 Fire Mountain Dr, Oceanside, CA 92054 Property Records

San Diego County property record for 2455 Fire Mountain Dr, Oceanside, CA 92054 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details6 bd · 5.5 ba · 4,212 sqft · built 2014
Lot Size0.317 acres (13,804 sqft)
Owner2 Individual Names on File
Last Sale$149,000 (Oct 2011)
Tax Bill$10,079 (2025)
Deeds & MortgagesMay 2022 Mortgage
Nov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN165-021-52-00

Property Details

APN / Parcel Number

Primary APN165-021-52-00
Alternative APN
  • 1560215200

Interior

Bedrooms6 Beds
Full Baths5.5 Baths
Half Baths1 Half Bath
Building Area4,212 sqft Living Area

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Lot Area13,804 sqft (0.317 acres)
Parking Spaces4 Parking Spaces

Location & Zoning

Old Parcel Number1560215200
Street Address2455 FIRE MOUNTAIN DR
CityOCEANSIDE
StateCA
Zip92054-6139
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 35 SWLY PAR AS PER ROS 5452 IN TR 001807
Legal SubdivisionNORTH CARLSBAD
Legal Tract001807
Legal Block3
Legal Lot Number35
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group3
Census Block3001
Census Tract18504

Owner

Source: San Diego County records · APN 165-021-52-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2455 FIRE MOUNTAIN DR, OCEANSIDE, CA 92054-6139
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
May 25, 2022Deed of Trust, Mortgage · Conventional Mortgage
SPROUT MORTGAGE LLC
Nov 09, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 25, 2011 · Amount on Record
Deed SaleOct 25, 2011 · Amount on Record
Deed Document Number2011561215
Last Transfer DateOct 29, 2020
Transfer Doc0000699740
Record UpdatedSep 20, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2455 FIRE MOUNTAIN DR, OCEANSIDE, CA 92054-6139
Transaction TypeMortgage
Record UpdatedMay 30, 2023
Title CompanyWESTERN RESOURCES TITLE, WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address2455 FIRE MOUNTAIN DR, OCEANSIDE, CA 92054-6139

Mortgage

Document Number0000223557
DateMay 25, 2022
Instrument2022-0223557
Lender
NameSPROUT MORTGAGE LLC
AddressPORT SAINT LUCIE, FL 34986
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2052
Interest
Rate TypeAdjustable Rate
Rate4.12%
Type Change DateJun 01, 2029
Change Frequency6 Months
Min Rate At Change4.12%
Max Rate At Change9.12%
IndexOther
Max Rate9.12%

November 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateNov 09, 2020
Property Address2455 FIRE MOUNTAIN DR, OCEANSIDE, CA 92054-6139
Document Number0000699740
Map ReferenceMAP 1807
Instrument DateOct 29, 2020
Instrument2020-0699740
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyWESTERN RESOURCES TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2455 FIRE MOUNTAIN DR, OCEANSIDE, CA 92054-6139

Mortgage

Document Number0000699741
DateNov 09, 2020
Instrument2020-0699741
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$914,105 (+2%) Land $222,974 Building $691,131
2025$10,079.00 (+5.31%)$896,182 (+4.04%) Land $218,602 Building $677,580
2023$9,571.00 (+1.54%)$861,384 Land $210,114 Building $651,270
2022$9,426.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730185043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims4 (1978–1998)
Claims Outside the SFHA1 of 4
Most Recent ClaimMay 1998, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 449 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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