San Diego County property record for 2381 Fire Mountain Dr, Oceanside, CA 92054
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,882 sqft · built 2007 |
| Lot Size | 0.342 acres (14,899 sqft) |
| Owner | Individual Name on File |
| Last Sale | $240,000 (Aug 2001) |
| Tax Bill | $8,620 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 165-520-39-00 |
| Primary APN | 165-520-39-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,882 sqft Living Area |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Lot Area | 14,899 sqft (0.342 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 1652016400 |
|---|---|
| Street Address | 2381 FIRE MOUNTAIN DR |
| City | OCEANSIDE |
| State | CA |
| Zip | 92054-6116 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE-B |
| Legal Description | LOT 27 POR TR 001807 |
| Legal Subdivision | NORTH CARLSBAD |
| Legal Tract | 001807 |
| Legal Block | 3 |
| Legal Lot Number | 27 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 18504 |
Source: San Diego County records · APN 165-520-39-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2381 FIRE MOUNTAIN DR, OCEANSIDE, CA 92054-6116 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 31, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ONE AMERICAN BANK |
| Nov 03, 2020 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 17, 2018 | Intrafamily Transfer, Transfer · ARM BOFI FEDERAL BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 24, 2001 · Amount on Record |
| Deed Sale | Aug 24, 2001 · Amount on Record |
| Deed Document Number | 2001604920 |
| Last Transfer Date | Jan 02, 2018 |
| Transfer Doc | 0000017219 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2381 FIRE MOUNTAIN DR, OCEANSIDE, CA 92054-6116 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ORANGE COAST TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000496406 |
|---|---|
| Date | Oct 31, 2019 |
| Instrument | 2019-0496406 |
| Name | ONE AMERICAN BANK |
|---|---|
| Type | Bank |
| Address | SAN FRANCISCO, CA 94108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Nov 03, 2020 |
| Property Address | 2381 FIRE MOUNTAIN DR, OCEANSIDE, CA 92054-6116 |
| Document Number | 0000684198 |
| Map Reference | MAP 1807 |
| Instrument Date | Oct 29, 2020 |
| Instrument | 2020-0684198 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2381 FIRE MOUNTAIN DR, OCEANSIDE, CA 92054-6116 |
| Document Number | 0000684199 |
|---|---|
| Date | Nov 03, 2020 |
| Instrument | 2020-0684199 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jan 17, 2018 |
| Property Address | 2381 FIRE MOUNTAIN DR, OCEANSIDE, CA 92054-6116 |
| Document Number | 0000017219 |
| Map Reference | MAP 1807 |
| Instrument Date | Jan 02, 2018 |
| Instrument | 2018-0017219 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2381 FIRE MOUNTAIN DR, OCEANSIDE, CA 92054-6116 |
| Document Number | 0000017220 |
|---|---|
| Date | Jan 17, 2018 |
| Instrument | 2018-0017220 |
| Name | BOFI FEDERAL BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Type Change Date | Feb 01, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 4.87% |
| Max Rate At Change | 10.8% |
| Index | 1-Year LIBOR |
| Max Rate | 10.8% |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $782,099 (+2%) Land $301,360 Building $480,739 | |
| 2025 | $8,620.00 (+5.17%) | $766,764 (+4.04%) Land $295,451 Building $471,313 |
| 2023 | $8,196.00 (+1.54%) | $736,991 Land $283,979 Building $453,012 |
| 2022 | $8,072.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1978–1998) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | May 1998 · rainfall accumulation |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Based on FCC filings for 449 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Arviso - Mobile Home Park private · serves 70 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Also Mapped Here | SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE |
| Lead | Below detection (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Dec 2019 |
| Monitoring and Reporting | 26 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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