2455 Curtis Rd, Birch Run, MI 48415 Property Records

Saginaw County property record for 2455 Curtis Rd, Birch Run, MI 48415

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 884 sqft · built 1954
Lot Size	0.72 acres (31,363 sqft)
Owner	Individual Name on Record
Last Sale	$153,390 (Jun 2021)
Tax Bill	$1,917 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Jun 2021 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`09-11-5-29-4005-000`

Property Details

APN / Parcel Number

Primary APN	`09-11-5-29-4005-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	884 sqft Living Area
1st Floor Area	884 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	31,363 sqft (0.72 acres)
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	124 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2455 CURTIS RD
City	BIRCH RUN
State	MI
Zip	48415-8908
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 250 FT OF W 125 FT OF SW1/4 OF SE1/4 0.72 ACRE SEC 29 T11N R5E
Legal Range	05E
Legal Township	11N
Legal Section	29
Jurisdiction	SAGINAW MI
Township / Civil Division	BRIDGEPORT
Census Block Group	2
Census Block	2034
Census Tract	11702

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2455 CURTIS RD, BIRCH RUN, MI 48415-8908
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2023	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Jun 24, 2021	Warranty Deed, Transfer
Sep 17, 2019	Deed of Trust, Mortgage TEAM ONE CU
Sep 10, 2018	Warranty Deed, Transfer · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
Mar 12, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2021 · Amount on Record
Deed Sale	Jun 24, 2021 · Amount on Record
Prior Sale	Sep 10, 2018 · Amount on Record
Deed Document Number	202122388
Prior Transfer Date	Feb 6, 2018
Prior Transfer Doc	0000005519
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	2455 CURTIS RD, BIRCH RUN, MI 48415-8908
Transaction Type	Mortgage
Record Updated	Jul 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2455 CURTIS RD, BIRCH RUN, MI 48415-8908

Mortgage

Document Number	0000014498
Date	Jun 16, 2023
Instrument	2023014498

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Jun 24, 2021
Property Address	2455 CURTIS RD, BIRCH RUN, MI 48415-8908
Document Number	2021022388
Instrument Date	May 28, 2021
Instrument	2021022388
Transaction Type	Transfer
Record Updated	Jul 7, 2021

Transaction

Amount	Amount Recorded
Tax	$1,151.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2455 CURTIS RD, 2455, BIRCH RUN, MI 48415-8908

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2455 CURTIS RD, BIRCH RUN, MI 48415-8908

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	2455 CURTIS RD, BIRCH RUN, MI 48415-8908
Document Number	0000024256
Instrument Date	Sep 17, 2019
Transaction Type	Mortgage
Record Updated	Oct 14, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2455 CURTIS RD BIRCH RUN MI 484158908, BIRCH RUN, MI 48415-8908

Mortgage

Document Number	0000024256
Date	Sep 26, 2019
Instrument	24256

Lender

Name	TEAM ONE CU
Type	Credit Union
Address	SAGINAW, MI 48607

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Sep 25, 2034

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Sep 10, 2018
Property Address	2455 CURTIS RD, BIRCH RUN, MI 48415-8908
Document Number	2018023607
Instrument Date	Sep 7, 2018
Instrument	2018023607
Transaction Type	Transfer
Record Updated	Sep 2, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1645 HERON LOOP DR, HOWELL, MI 48855-6460

Mortgage

Document Number	0000023608
Date	Sep 10, 2018
Instrument	2018023608

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	157 Months
Due	Oct 1, 2031

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Mar 12, 2018
Property Address	2455 CURTIS RD, BIRCH RUN, MI 48415-8908
Document Number	0000005519
Instrument Date	Feb 6, 2018
Instrument	5519
Transaction Type	Transfer
Record Updated	Mar 28, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	2455 CURTIS RD BIRCH RUN MI 484158908, BIRCH RUN, MI 48415-8908

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Bridgeport Charter Township
Unified School District	Bridgeport-Spaulding Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$51,100 (+18.29%)	$102,200 (+18.29%)
2025	$1,917.00 (+24.4%) Homeowner's exemption
2023		$43,200	$86,400
2022	$1,541.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	9 (1986–2013)
Most Recent Claim	Jun 2013 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Sep 1986 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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