Chesapeake City property record for 2453 Locks Lndg, Chesapeake, VA 23323
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,372 sqft · built 1989 |
| Lot Size | 0.487 acres (21,214 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $255,000 (Mar 2006) |
| Tax Bill | $3,529 (2025) |
| Deeds & Mortgages | Dec 2010 Mortgage May 2010 Mortgage + 2 more |
| APN | 0348001000220 |
| Primary APN | 0348001000220 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,372 sqft Living Area |
| 1st Floor Area | 1,168 sqft |
| Attic | Attic |
| Attic Area | 340 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,214 sqft (0.487 acres) |
| Lot Dimensions | 146 ft deep x 69 ft wide |
| Garage Type | Attached |
| Garage Area | 340 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 90 sqft |
| Deck Area | 526 sqft |
| Patio Area | 741 sqft |
| Shed | 1 Shed |
| Shed Area | 128 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2453 LOCKS LNDG |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23323-3045 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10S: RESI |
| Legal Description | 22 LOCKS LANDING SEC 2 |
| Legal Subdivision | D C CRSNG/D C FOREST/LOCKS LND/CEDAR COV |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 21304 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2453 LOCKS LNDG, CHESAPEAKE, VA 23323-3045 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 21, 2010 | Deed of Trust, Mortgage · FHA Mortgage METAMERICA MORTGAGE BANKE |
| May 26, 2010 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Oct 5, 2007 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Mar 28, 2006 | Warranty Deed, Transfer · Conventional Mortgage RESOURCE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 28, 2006 · Amount on File |
| Deed Sale | Mar 28, 2006 · Amount on File |
| Prior Sale | Sep 1, 2005 · Amount on File |
| Deed Book / Page | 6434 / 48 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 2453 LOCKS LNDG, CHESAPEAKE, VA 23323-3045 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 008293/726 |
|---|---|
| Date | Dec 21, 2010 |
| Book Page | 8293/726 |
| Name | METAMERICA MORTGAGE BANKE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2041 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 2453 LOCKS LNDG, CHESAPEAKE, VA 23323-3045 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 008120/628 |
|---|---|
| Date | May 26, 2010 |
| Book Page | 8120/628 |
| Name | WELLS FARGO BANK NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2040 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.63% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 2453 LOCKS LNDG, CHESAPEAKE, VA 23323-3045 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 007237/742 |
|---|---|
| Date | Oct 5, 2007 |
| Book Page | 7237/742 |
| Name | WELLS FARGO BANK NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Sep 10, 2022 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Mar 28, 2006 |
| Property Address | 2453 LOCKS LNDG, CHESAPEAKE, VA 23323-3045 |
| Document Number | 0006434/48 |
| Book / Page | 6434 / 48 |
| Instrument Date | Mar 17, 2006 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000643452 |
|---|---|
| Date | Mar 28, 2006 |
| Instrument | 6434/52 |
| Name | RESOURCE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $377,400 (+8.01%) Land $185,000 Building $192,400 | $377,400 (+8.01%) Land $185,000 Building $192,400 | |
| 2025 | $3,529.00 (+41.9%) | $349,400 (+10.89%) Land $170,000 Building $179,400 | $349,400 (+10.89%) Land $170,000 Building $179,400 |
| 2023 | $315,100 (+8.21%) Land $120,000 Building $195,100 | $315,100 (+8.21%) Land $120,000 Building $195,100 | |
| 2022 | $291,200 Land $110,000 Building $181,200 | $291,200 Land $110,000 Building $181,200 | |
| 2019 | $2,487.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 401 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 401 in force |
| Nearby Flood Claims | 19 (1998–2024) |
| Claims Outside the SFHA | 1 of 19 |
| Most Recent Claim | Nov 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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