Chesapeake City property record for 2444 Locks Lndg, Chesapeake, VA 23323
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,059 sqft · built 1989 |
| Lot Size | 0.234 acres (10,193 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $255,000 (May 2013) |
| Tax Bill | $4,000 (2025) |
| Deeds & Mortgages | Jan 2021 Refinance Apr 2024 Mortgage + 3 more |
| APN | 0348001000540 |
| Primary APN | 0348001000540 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,059 sqft Living Area |
| 1st Floor Area | 728 sqft |
| Upper Floors Area | 728 sqft |
| Attic | Attic |
| Attic Area | 460 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,193 sqft (0.234 acres) |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Porch | Slab |
| Porch Area | 104 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2444 LOCKS LNDG |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23323-3043 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10S: RESI |
| Legal Description | 54 LOCKS LANDING SEC 2 |
| Legal Subdivision | D C CRSNG/D C FOREST/LOCKS LND/CEDAR COV |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 21304 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2444 LOCKS LNDG, CHESAPEAKE, VA 23323-3043 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 11, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NAVY FEDERAL CREDIT UNION |
| Apr 26, 2024 | Deed of Trust, Mortgage 3RD PARTY INDIVIDUAL |
| Mar 18, 2013 | Deed of Trust, Mortgage · Line of Credit BRANCH BANKING & TRUST CO |
| Aug 2, 2005 | Warranty Deed, Transfer · Conventional Mortgage COMMUNITY FIRST BANK |
| Jun 7, 2005 | Warranty Deed, Transfer · Conventional Mortgage COMMUNITY FIRST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 22, 2013 · Amount on Record |
| Deed Sale | May 22, 2013 · Amount on Record |
| Prior Sale | Nov 30, 2012 · Amount on Record |
| Deed Book / Page | 9084 / 581 |
| Prior Transfer Date | Oct 24, 2012 |
| Prior Transfer Doc | 008896/256 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 2444 LOCKS LNDG, CHESAPEAKE, VA 23323-3043 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 10290/1184 |
|---|---|
| Date | Jan 11, 2021 |
| Book Page | 10290/1184 |
| Instrument | 210001550 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 2444 LOCKS LNDG, CHESAPEAKE, VA 23323-3043 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Name | Verified Name |
|---|
| Document Number | 10744/1410 |
|---|---|
| Date | Apr 26, 2024 |
| Book Page | 10744/1410 |
| Instrument | 240008028 |
| Name | 3RD PARTY INDIVIDUAL |
|---|---|
| Type | Private Party |
| Amount | Amount Recorded |
|---|---|
| Term | 6 Months |
| Due | Oct 25, 2024 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 2444 LOCKS LNDG, CHESAPEAKE, VA 23323-3043 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 009007/864 |
|---|---|
| Date | Mar 18, 2013 |
| Book Page | 9007/864 |
| Name | BRANCH BANKING & TRUST CO |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Aug 2, 2005 |
| Property Address | 2444 LOCKS LNDG, CHESAPEAKE, VA 23323-3043 |
| Document Number | 006123/749 |
| Book / Page | 6123 / 749 |
| Instrument Date | Oct 28, 2004 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0006123752 |
|---|---|
| Date | Aug 2, 2005 |
| Instrument | 6123/752 |
| Name | COMMUNITY FIRST BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jun 7, 2005 |
| Property Address | 2444 LOCKS LNDG, CHESAPEAKE, VA 23323-3043 |
| Document Number | 006036/196 |
| Book / Page | 6036 / 196 |
| Instrument Date | Oct 28, 2004 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0006036198 |
|---|---|
| Date | Jun 7, 2005 |
| Instrument | 6036/198 |
| Name | COMMUNITY FIRST BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $426,800 (+7.78%) Land $185,000 Building $241,800 | $426,800 (+7.78%) Land $185,000 Building $241,800 | |
| 2025 | $4,000.00 (+36.94%) | $396,000 (+8.23%) Land $170,000 Building $226,000 | $396,000 (+8.23%) Land $170,000 Building $226,000 |
| 2023 | $365,900 (+8.22%) Land $120,000 Building $245,900 | $365,900 (+8.22%) Land $120,000 Building $245,900 | |
| 2022 | $338,100 Land $110,000 Building $228,100 | $338,100 Land $110,000 Building $228,100 | |
| 2019 | $2,921.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 401 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 401 in force |
| Nearby Flood Claims | 19 (1998–2024) |
| Claims Outside the SFHA | 1 of 19 |
| Most Recent Claim | Nov 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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