2453 Lance St, Merced, CA 95348 Property Records

Merced County property record for 2453 Lance St, Merced, CA 95348 · Last verified October 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1981
Square Footage	1,140 sqft Living Area
Lot Size	6,000 sqft (0.137 acres)
Garage	Attached, 320 sqft
Occupancy	Owner Occupied
Tax Bill	$1,034.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`057-462-004-000`
Alternative APN	`057462004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,140 sqft Living Area
Gross Area	1,460 sqft Gross Area
1st Floor	1,140 sqft 1st Floor
Stories	1 Stories
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1981
Architectural Style	Other Style
Construction Type	Wood Frame Construction
Lot Area	6,000 sqft (0.137 acres)
Parking Spaces	1 Parking Spaces
Garage Type	Attached Garage
Garage Area	320 sqft Garage
Patio Area	81 sqft Patio
Porch	1 Porch
Porch Area	81 sqft Porch

Utilities and HVAC

Cooling System	Evaporative Cooling
Heating System	Central Heating

Location & Zoning

Old Parcel Number	057462004
Street Address	2453 LANCE ST
City	MERCED
State	CA
Zip	95348-3741
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOBO EST LOT 40
Legal Subdivision	LOBO ESTATE
Legal Lot Number	40
Jurisdiction	MERCED CA
Minor Civil Division	MERCED
Census Blockgroup	2
Census Block	2002
Census Tract	903

Owner

Source: Merced County records · APN 057-462-004-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2453 LANCE ST, MERCED, CA 95348-3741
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Jun 08, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	2453 LANCE ST, MERCED, CA 95348-3741
Transaction Type	Mortgage
Record Updated	Jul 27, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2453 LANCE ST, MERCED, CA 95348-3741

Mortgage

Document Number	0000026191
Date	Aug 03, 2020
Instrument	2020026191

Lender

Name	MERCED SCHOOL EMPLOYEES FCU
Type	Credit Union
Address	MERCED, CA 95348

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 01, 2035

Tax Assessment & Valuation

Source: Merced County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	Merced County
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$1,034.00 (+7.04%) Homeowner's exemption	$94,669 (+4.04%) Land $21,752 Building $72,917
2023	$966.00 (+1.58%) Homeowner's exemption	$90,995 Land $20,908 Building $70,087
2022	$951.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Merced County (06047C), updated October 4, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood Zone	Zone AO sheet flow 1–3 ft
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.