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2442 Lance St, Merced, CA 95348 Property Records

Merced County property record for 2442 Lance St, Merced, CA 95348 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,176 sqft · built 1979
Lot Size0.138 acres (6,000 sqft)
OwnerIndividual Name on File
Last Sale$171,000 (Nov 2003)
Tax Bill$2,793 (2025)
Deeds & MortgagesJun 2021 Mortgage
Flood ZoneZone AO (high risk)
APN057-463-016-000

Property Details

APN / Parcel Number

Primary APN057-463-016-000
Alternative APN
  • 057-463-016

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,176 sqft Living Area
Gross Area1,656 sqft
1st Floor Area1,176 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleCustom Design
Exterior MaterialWood Siding
Construction TypeWood
Roof MaterialOther
Lot Area6,000 sqft (0.138 acres)
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Old Parcel Number057-463-016
Street Address2442 LANCE ST
CityMERCED
StateCA
Zip95348-3740
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOBO EST LOT 32
Legal SubdivisionLOBO ESTATE
Legal Lot Number32
JurisdictionMERCED CA
Township / Civil DivisionMERCED
Census Block Group2
Census Block2001
Census Tract903

Owner

Source: Merced County records · APN 057-463-016-000

Assessment roll updated July 16, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2442 LANCE ST, MERCED, CA 95348-3740
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 19, 2003 · Amount on Record
Deed SaleNov 19, 2003 · Amount on Record
Prior SaleJun 28, 2002 · Amount on Record
Deed Document Number200376331
Prior Transfer DateJun 26, 2002
Prior Transfer Doc0000030914
Record UpdatedJun 08, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCED CA
Property Address2442 LANCE ST, MERCED, CA 95348-3740
Transaction TypeMortgage
Record UpdatedJul 27, 2021
Title CompanyAMROCK TITLE CA INC, AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2442 LANCE ST, MERCED, CA 95348-3740

Mortgage

Document Number0000028116
DateJun 25, 2021
Instrument2021028116
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 01, 2036

Tax Assessment & Valuation

Source: Merced County records · Assessment roll updated July 16, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMerced County
Elementary School DistrictMerced City Elementary School District (KG - 08)
Secondary School DistrictMerced Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$2,793.00 (+7.22%) Homeowner's exemption$253,484 (+4.04%) Land $90,596 Building $162,888
2023$2,605.00 (+1.4%) Homeowner's exemption$243,643 Land $87,079 Building $156,564
2022$2,569.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Merced County (06047C), updated October 4, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060470009032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AO
sheet flow 1–3 ft
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 136 individual NFIP policies nearby
Nearby Flood Policies136 in force
Nearby Flood Claims17 (2006–2023)
Most Recent ClaimJan 2023, rainfall accumulation, Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims By Storm
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 12 claims
  • Severe Storms, Flooding, Landslides, And Mudslides, Apr 2006 · 5 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 738 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
Ayera TechnologiesFixed Wireless1,000 / 500
UnWired Broadband HoldingFixed Wireless (unlicensed)400 / 50
VerizonFixed Wireless300 / 20
Cal.netFixed Wireless (licensed-by-rule)100 / 20
AT&TDSL100 / 20

May also be available at this address: AT&T, Cal.net. Availability varies by address; speeds are provider-advertised maximums, not measured.

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