24523 Flat Iron Rd, Harvard, IL 60033 Property Records

McHenry County property record for 24523 Flat Iron Rd, Harvard, IL 60033

Property Summary

Property Type	Rural Home
Details	1,343 sqft · built 1978
Lot Size	5.21 acres (227,383 sqft)
Owner	Individual Name on Record
Last Sale	$329,000 (Jul 2021)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-17-400-004`

Property Details

APN / Parcel Number

Primary APN	`06-17-400-004`

Interior

Stories	1 Story
Building Area	1,343 sqft Living Area
Gross Area	2,686 sqft
Basement Area	1,343 sqft

Exterior

Year Built	Built 1978
Construction Type	Frame
Lot Area	227,383 sqft (5.21 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	24523 FLAT IRON RD
City	HARVARD
State	IL
Zip	60033-8940
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	DOC 2021R0041239 PT NW1/4 COR NW1/4 SE1/4 & PT SW COR SW1/4 NE1/4 LYING S OF CEN HWY & PT SE1/4 SE1/4 LYING S OF CEN HWY ET
Legal Range	05E
Legal Township	45N
Legal Section	17
Jurisdiction	MCHENRY IL
Township / Civil Division	DUNHAM
Census Block Group	4
Census Block	4023
Census Tract	870200

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	2 Co-owners on Record
Mailing Address	24523 FLAT IRON RD, HARVARD, IL 60033-8940
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2021	Warranty Deed, Transfer · Conventional Mortgage MIDWEST COMMUNITY BANK
Sep 11, 2017	Warranty Deed, Transfer · Conventional Mortgage BJV FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jul 28, 2021 · Amount on Record
Deed Sale	Jul 28, 2021 · Amount on Record
Prior Sale	Sep 11, 2017 · Amount on Record
Deed Document Number	2021R0041239
Record Updated	Jun 7, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Jul 28, 2021
Property Address	24523 FLAT IRON RD, HARVARD, IL 60033-8940
Document Number	0000041239
Instrument Date	Jul 22, 2021
Instrument	2021R0041239
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	SATURN TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$329.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	24523 FLAT IRON RD, HARVARD, IL 60033-8940

Mortgage

Document Number	0000041240
Date	Jul 28, 2021
Instrument	2021R0041240

Lender

Name	MIDWEST COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.87%

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Sep 11, 2017
Property Address	24523 FLAT IRON RD, HARVARD, IL 60033-8940
Document Number	0000033618
Instrument Date	Aug 22, 2017
Instrument	2017R0033618
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	GREATER ILLINOIS TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$427.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24523 FLAT IRON RD, HARVARD, IL 60033-8940

Mortgage

Document Number	0000033619
Date	Sep 11, 2017
Instrument	2017R0033619

Lender

Name	BJV FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

Interest

Rate	4.87%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Dunham Township
Unified School District	Harvard Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$56,035 Land $14,011 Building $42,024	$168,105 Land $42,033 Building $126,072

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2007)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2007 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

5G (outdoors only) and 4G LTE

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