23818 Flat Iron Rd, Harvard, IL 60033 Property Records

McHenry County property record for 23818 Flat Iron Rd, Harvard, IL 60033

Property Summary

Property Type	Single Family Home
Details	1,248 sqft · built 1996
Lot Size	1.13 acres (49,223 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (May 2018)
Deeds & Mortgages	Sep 2021 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-16-100-002`

Property Details

APN / Parcel Number

Primary APN	`06-16-100-002`

Interior

Stories	2 Stories
Building Area	1,248 sqft Living Area
Gross Area	2,400 sqft
Basement Area	1,152 sqft

Exterior

Year Built	Built 1996
Lot Area	49,223 sqft (1.13 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	23818 FLAT IRON RD
City	HARVARD
State	IL
Zip	60033-9607
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2018R0016740 NE COR NW1/4 NW1/4 MEMO: CIENIUCH, BARBARA A/ LEMAIRE, KATHY L
Legal Range	05E
Legal Township	45N
Legal Section	16
Legal Subdivision	BARROWS SCHOOL GROUNDS
Legal Block	100
Jurisdiction	MCHENRY IL
Township / Civil Division	DUNHAM
Census Block Group	4
Census Block	4019
Census Tract	870200

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	23818 FLAT IRON RD, HARVARD, IL 60033-9607
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
May 23, 2018	Warranty Deed, Transfer KEY MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2018 · Amount on Record
Deed Sale	May 23, 2018 · Amount on Record
Prior Sale	Jul 2, 2001 · Amount on Record
Deed Document Number	2018R0016740
Record Updated	Jun 7, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	23818 FLAT IRON RD, HARVARD, IL 60033-9607
Transaction Type	Mortgage
Record Updated	Oct 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000052781
Date	Sep 28, 2021
Instrument	2021R0052781

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.99%

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	May 23, 2018
Property Address	23818 FLAT IRON RD, HARVARD, IL 60033-9607
Document Number	0000016740
Instrument Date	May 22, 2018
Instrument	2018R0016740
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	HERITAGE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$262.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	HARVARD, IL 60033

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	23818 FLAT IRON RD, HARVARD, IL 60033-9607

Mortgage

Document Number	0000016741
Date	May 23, 2018
Instrument	2018R0016741

Lender

Name	KEY MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Dunham Township
Unified School District	Harvard Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$60,548 Land $24,956 Building $35,592	$181,644 Land $74,868 Building $106,776

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2007)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2007 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Rise Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
Verizon Fixed Wireless	25 / 6
Fox Valley Internet Fixed Wireless	25 / 5

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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