Hernando County property record for 2425 Lema Dr, Spring Hill, FL 34609
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,936 sqft · built 1987 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on File |
| Last Sale | $219,900 (May 2018) |
| Tax Bill | $1,678 (2025) |
| Deeds & Mortgages | Jan 2024 Line of Credit Aug 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R32-323-17-5090-0585-0060 |
| Primary APN | R32-323-17-5090-0585-0060 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,936 sqft Living Area |
| 1st Floor Area | 1,012 sqft |
| Upper Floors Area | 924 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 125 ft deep x 120 ft wide |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 595 sqft |
| Porch | Open Porch |
| Porch Area | 2,179 sqft |
| Deck Area | 180 sqft |
| Patio Area | 39 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00284980 |
|---|---|
| Street Address | 2425 LEMA DR |
| City | SPRING HILL |
| State | FL |
| Zip | 34609-3520 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING HILL UNIT 9 BLK 585 LOT 6 OR 325 PG 356 OR 756 PG 1428 |
| Legal Range | 18E |
| Legal Township | 23S |
| Legal Section | 20 |
| Legal Subdivision | SPRING HILL UN 9 |
| Legal Block | 585 |
| Legal Lot Number | 6 |
| Legal Unit | 9 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 41106 |
Source: Hernando County records · APN R32-323-17-5090-0585-0060
Assessment roll updated October 31, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2425 LEMA DR, SPRING HILL, FL 34609-3520 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 03, 2024 | Deed of Trust, Mortgage · Line of Credit SUNCOAST CU |
| Aug 07, 2020 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jul 20, 2020 | Loan Modification, Mortgage · Conventional with PMI LAKEVIEW LN SERVICING |
| May 23, 2018 | Warranty Deed, Transfer · FHA Mortgage LOANFLIGHT LENDING LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 23, 2018 · Amount on Record |
| Deed Sale | May 23, 2018 · Amount on Record |
| Prior Sale | Oct 26, 2005 · Amount on Record |
| Deed Document Number | 2018031888 |
| Deed Book / Page | 3586 / 1474 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 2425 LEMA DR, SPRING HILL, FL 34609-3520 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2024 |
| Name | Verified Name |
|---|---|
| Address | 2425 LEMA DR, SPRING HILL, FL 34609-3520 |
| Document Number | 0043791380 |
|---|---|
| Date | Jan 03, 2024 |
| Book Page | 4379/1380 |
| Instrument | 2024000473 |
| Name | SUNCOAST CU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 156 Months |
| Due | Jan 02, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 2425 LEMA DR, SPRING HILL, FL 34609-3520 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0038730098 |
|---|---|
| Date | Aug 07, 2020 |
| Book Page | 3873/98 |
| Instrument | 2020048106 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 21, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 2425 LEMA DR, SPRING HILL, FL 34609-3520 |
| Document Number | 0038861702 |
| Instrument Date | Jul 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2425 LEMA DR SPRING HILL FL 346093520, SPRING HILL, FL 34609-3520 |
| Document Number | 0038861702 |
|---|---|
| Date | Sep 14, 2020 |
| Book Page | 003886/001702 |
| Instrument | 56296 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Address | CORAL GABLES, FL 33146 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 13, 2021 |
| Rate | 3.5% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | May 23, 2018 |
| Property Address | 2425 LEMA DR, SPRING HILL, FL 34609-3520 |
| Document Number | 0035861474 |
| Book / Page | 3586 / 1474 |
| Map Reference | MB8 PG38 |
| Instrument Date | May 18, 2018 |
| Instrument | 2018031888 |
| Transaction Type | Transfer |
| Record Updated | Dec 07, 2021 |
| Title Company | REPUBLIC LAND & TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,539.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2425 LEMA DR, 2425, SPRING HILL, FL 34609-3520 |
| Name | Verified Name |
|---|---|
| Address | 2425 LEMA DR, SPRING HILL, FL 34609-3520 |
| Document Number | 2018031889 |
|---|---|
| Date | May 23, 2018 |
| Instrument | 2018031889 |
| Name | LOANFLIGHT LENDING LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2048 |
Source: Hernando County records · Assessment roll updated October 31, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,678.00 (+1.82%) Additional exemption filed | $157,008 (+5.99%) | $285,629 (+6.53%) Land $56,193 Building $229,436 |
| 2023 | $148,139 (+3%) Land $148,139 | ||
| 2022 | $1,648.00 Homeowner's exemption | $143,824 | $268,132 Land $38,800 Building $229,332 |
Source: FEMA National Flood Hazard Layer as of April 19, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2022 |
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Tillman Global Holdings Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 350 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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