2451 Bonito Loop, Billings, MT 59105 Property Records

Yellowstone County property record for 2451 Bonito Loop, Billings, MT 59105

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,458 sqft · built 2022
Lot Size	0.166 acres (7,219 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,156 (2023)
Deeds & Mortgages	Oct 2023 Second Mortgage Jan 2022 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`000A373490`

Property Details

APN / Parcel Number

Primary APN	`000A373490`
Alternative APNs	`03-1033-09-3-07-09-0000` `R869919` `A37349`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,458 sqft Living Area
Gross Area	2,258 sqft
1st Floor Area	1,458 sqft
Basement Area	800 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Split Level
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,219 sqft (0.166 acres)
Garage Area	650 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2451 BONITO LOOP
City	BILLINGS
State	MT
Zip	59105-3861
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGH SIERRA SUB 10TH FIL (22), S09, T01 N, R26 E, BLOCK 17, LOT 5
Legal Subdivision	HIGH SIERRA SUB 10TH FIL (22)
Legal Block	17
Legal Lot Number	5
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	NORTHWEST YELLOWSTONE
Census Block Group	4
Census Block	4017
Census Tract	1402

Owner

Source: Yellowstone County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2451 BONITO LOOP, BILLINGS, MT 59105-3861
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Jan 4, 2022	Deed of Trust, Mortgage · Construction Mortgage STOCKMAN BANK
Jan 12, 2023	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE HOME LENDING INC
Sep 13, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CORNERSTONE HOME LENDING INC
Dec 7, 2021	Warranty Deed, Transfer FIRST MONTANA LAND TITLE COMPANY, FIRST MOUNTANA TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	2451 BONITO LOOP, BILLINGS, MT 59105-3861
Transaction Type	Mortgage
Record Updated	Oct 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004059501
Date	Oct 4, 2023
Instrument	4059501

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	COLLEGEVILLE, PA 19426

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2043

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	2451 BONITO LOOP, BILLINGS, MT 59105-3861
Transaction Type	Mortgage
Record Updated	Aug 11, 2023
Title Company	FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1026 YELLOWSTONE AVE 1, 1, BILLINGS, MT 59102-5481
Investor	Possibly a Property Investor

Mortgage

Document Number	0004003503
Date	Jan 4, 2022
Instrument	4003503

Lender

Name	STOCKMAN BANK
Type	Bank
Address	BILLINGS, MT 59102

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	5 Months
Due	Jun 15, 2022

Interest

Rate Type	Adjustable Rate

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	2451 BONITO LOOP, BILLINGS, MT 59105-3861
Transaction Type	Mortgage
Record Updated	Aug 11, 2023
Title Company	FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004038674
Date	Jan 12, 2023
Instrument	4038674

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company
Address	HOUSTON, TX 77027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Oct 1, 2052

September 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Sep 13, 2022
Property Address	2451 BONITO LOOP, BILLINGS, MT 59105-3861
Document Number	0004029809
Map Reference	DOC 3987564
Instrument Date	Sep 13, 2022
Instrument	4029809
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 11, 2023
Title Company	FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2451 BONITO LOOP, BURLINGTON, WI 53105

Mortgage

Document Number	0004029810
Date	Sep 13, 2022
Instrument	4029810

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Dec 7, 2021
Property Address	2451 BONITO LOOP, BILLINGS, MT 59105-3861
Document Number	0004000147
Map Reference	DOC 3987564
Instrument Date	Dec 3, 2021
Instrument	4000147
Transaction Type	Transfer
Record Updated	Aug 11, 2023
Title Company	FIRST MONTANA LAND TITLE COMPANY, FIRST MOUNTANA TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 HIGH SIERRA 10TH, BILLINGS, MT 59105
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
Municipality	Billings City
County	Yellowstone County
Secondary School District	Billings High School District (09 - 12)
Elementary School District	Independent Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$443,300 (+18.88%) Land $69,131 Building $374,169	$443,300 (+18.88%) Land $69,131 Building $374,169
2023	$3,156.00	$372,900	$372,900 Land $64,257 Building $308,643

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 67% of Montana
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BILLINGS serves 114,000 people · EPA ID MT0000153
Water Source	Surface water
Last State Inspection	May 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wisp West Fixed Wireless	200 / 100

May also be available: CenturyLink.

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