2438 Bonito Loop, Billings, MT 59105 Property Records

Yellowstone County property record for 2438 Bonito Loop, Billings, MT 59105

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,644 sqft · built 2019
Lot Size	0.242 acres (10,536 sqft)
Owner	2 Individual Names on Record
Last Sale	$371,800 (May 2020)
Tax Bill	$3,317 (2025)
Deeds & Mortgages	Feb 2024 Second Mortgage May 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`000A366920`

Property Details

APN / Parcel Number

Primary APN	`000A366920`
Alternative APNs	`03-1033-09-3-04-33-0000` `R845394` `A36692`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,644 sqft Living Area
Gross Area	2,782 sqft
1st Floor Area	1,397 sqft
Basement Area	1,385 sqft
Finished Basement	1,247 sqft
Unfinished Basement	138 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,536 sqft (0.242 acres)
View / Lot	Neighborhood / Spot
Garage Area	846 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Frame Porch
Porch Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2438 BONITO LOOP
City	BILLINGS
State	MT
Zip	59105-3797
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGH SIERRA SUB 9TH FIL (19), S09, T01 N, R26 E, BLOCK 16, LOT 17
Legal Range	26E
Legal Township	01N
Legal Section	09
Legal Subdivision	HIGH SIERRA SUB 9TH FIL (19)
Legal Block	16
Legal Lot Number	17
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	NORTHWEST YELLOWSTONE
Census Block Group	4
Census Block	4017
Census Tract	1402

Owner

Source: Yellowstone County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2438 BONITO LOOP, BILLINGS, MT 59105-3797
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ALTANA FCU
May 15, 2020	Warranty Deed, Transfer · Conventional Mortgage STOCKMAN BANK
Jan 7, 2020	Loan Modification, Mortgage STOCKMAN BK/MT
Sep 30, 2019	Trustee's Deed, Construction Loan · Line of Credit STOCKMAN BK/MONTANA
Sep 30, 2019	Trustee's Deed, Construction Loan · Construction Mortgage HIGH SIERRA II INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2020 · Amount on Record
Deed Sale	May 15, 2020 · Amount on Record
Deed Document Number	20203920369
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	2438 BONITO LOOP, BILLINGS, MT 59105-3797
Transaction Type	Mortgage
Record Updated	Feb 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004067170
Date	Feb 1, 2024
Instrument	4067170

Lender

Name	ALTANA FCU
Type	Credit Union
Address	BILLINGS, MT 59102

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Jan 15, 2034

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	May 15, 2020
Property Address	2438 BONITO LOOP, BILLINGS, MT 59105-3797
Document Number	0003920369
Map Reference	DOC 3863937
Instrument Date	May 5, 2020
Instrument	3920369
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST MONTANA TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2438 BONITO LOOP, BILLINGS, MT 59105-3797

Mortgage

Document Number	0003920370
Date	May 15, 2020
Instrument	3920370

Lender

Name	STOCKMAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	YELLOWSTONE MT
Property Address	2438 BONITO LOOP, BILLINGS, MT 59105-3797
Document Number	0003908087
Instrument Date	Jan 7, 2020
Transaction Type	Mortgage
Record Updated	Jan 29, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	175 N 27TH ST #900 BILLINGS MT 591012065, 900, BILLINGS, MT 59101-2065

Mortgage

Document Number	0003908087
Date	Jan 10, 2020
Instrument	3908087

Lender

Name	STOCKMAN BK/MT
Type	Bank
Address	BILLINGS, MT 59102

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Jan 9, 2021

Interest

Rate Type	Adjustable Rate

September 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Sep 30, 2019
Property Address	2438 BONITO LOOP, BILLINGS, MT 59105-3797
Instrument Date	Sep 26, 2019
Instrument	3897889
Transaction Type	Construction Loan
Record Updated	Oct 15, 2019
Title Company	FIRST MONTANA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3066 W COPPER RIDGE LOOP BILLINGS MT 591062669, BILLINGS, MT 59106-2669

Mortgage

Document Number	0003897889
Date	Sep 30, 2019
Instrument	3897889

Lender

Name	STOCKMAN BK/MONTANA
Address	BILLINGS, MT 59105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Sep 29, 2020

Interest

Rate Type	Adjustable Rate

September 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Sep 30, 2019
Property Address	2438 BONITO LOOP, BILLINGS, MT 59105-3797
Instrument Date	Aug 20, 2019
Instrument	3898048
Transaction Type	Construction Loan
Record Updated	Jan 10, 2020
Title Company	FIRST MONTANA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3066 W COPPER RIDGE LOOP

Mortgage

Document Number	0003898048
Date	Sep 30, 2019
Instrument	3898048

Lender

Name	HIGH SIERRA II INC
Address	175 N 27TH ST # 900, BILLINGS, MT 59101-2065

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 29, 2020

Tax Assessment & Valuation

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
Municipality	Billings City
County	Yellowstone County
Secondary School District	Billings High School District (09 - 12)
Elementary School District	Independent Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$511,600 (+26.26%) Land $80,115 Building $431,485	$511,600 (+26.26%) Land $80,115 Building $431,485
2025	$3,317.00 (-3.29%)
2023	$3,430.00	$405,200	$405,200 Land $65,236 Building $339,964

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 49% of Montana
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wisp West Fixed Wireless	200 / 100

May also be available: CenturyLink.

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