2451 3rd St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 2451 3rd St, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1976
Square Footage1,448 sqft Heated Area
Lot Size9,583 sqft (0.219 acres)
Last Sale$881,800 (2022)
Tax Bill$4,185.00 (2025)

Property Details

APN / Parcel Number

Primary APN79876
Alternative APN
  • 012630000103950100

Interior

Bedrooms3 Beds
Full Baths1 Baths
Building Area1,448 sqft Heated Area
1st Floor1,206 sqft 1st Floor
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1976
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area9,583 sqft (0.219 acres)
Depth X Width150 ft x 62.5 ft Depth x Width

Exterior Amenities

FenceFence
Shed1 Shed
Shed Area288 sqft Shed
Deck Area320 sqft Deck
Patio Area1,600 sqft Patio
PorchEnclosed Porch
Porch Area242 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number79876
Street Address2451 3RD ST
CitySAINT CLOUD
StateFL
Zip34769-2605
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLAKE FRONT ADDN PB B PG 61 BLK 395 N 62.5 FT LOT 10
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD 2ND AND 3RD STREETS
Legal Tract1
Legal Block395
Legal Lot Number10
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup3
Census Block3022
Census Tract43400

Owner

Source: Osceola County records · APN 79876

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address5001 PLAZA ON THE LK STE 200, 200, AUSTIN, TX 78746-1053
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Dec 09, 2022Special Warranty Deed, Transfer
BCHH INC
Apr 12, 2022Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Mar 25, 2019Deed of Trust, Mortgage · Line of Credit
SUNTRUST BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 09, 2022 · Amount on Record
Deed SaleDec 09, 2022 · Amount on Record
Prior SaleApr 12, 2022 · Amount on Record
Deed Doc Number0063272577
Deed Book / Page6327 / 2577
Record RefreshedJun 08, 2026

December 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateDec 09, 2022
Property Address2451 3RD ST, SAINT CLOUD, FL 34769-2605
Document Number0063272577
Book / Page6327 / 2577
Map ReferenceMB B PG 61-64
Instrument DateDec 09, 2022
Instrument2022177210
Transaction TypeTransfer
Record UpdatedDec 21, 2022
Title CompanyBCHH INC

Transaction

AmountAmount Recorded
Tax$6,172.60
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name
Address5001 PLAZA ON THE LK # LK200, LK200, AUSTIN, TX 78746-1070

Transferred To (Grantee/Buyer)

NameVerified Name
Address5001 PLAZA ON THE LK STE 200, 200, AUSTIN, TX 78746-1053
InvestorPossibly a Property Investor

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 12, 2022
Property Address2451 3RD ST, SAINT CLOUD, FL 34769-2605
Document Number0061912612
Book / Page6191 / 2612
Map ReferenceMB B PG 61-64
Instrument DateApr 01, 2022
Instrument2022057645
Transaction TypeTransfer
Record UpdatedApr 26, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$1,851.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address9174 SW 81ST CT, 9174, OCALA, FL 34481-7846

Transferred To (Grantee/Buyer)

NameVerified Name
Address5001 PLAZA ON THE LK STE 200, 200, AUSTIN, TX 78746-1053
InvestorPossibly a Property Investor

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2451 3RD ST, SAINT CLOUD, FL 34769-2605
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyAMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0054961083
DateMar 25, 2019
Book Page5496/1083
Instrument2019037344
Lender
NameSUNTRUST BANK
TypeBank
AddressORLANDO, FL 32809
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,185.00 (+14.03%)$233,600 (+14.73%) Land $60,000 Building $173,600$233,600 (+14.73%) Land $60,000 Building $173,600
2023$3,670.00 (+14.33%)$203,600 (+14.45%) Land $55,000 Building $148,600$203,600 (+14.45%) Land $55,000 Building $148,600
2022$3,210.00$177,900 Land $50,000 Building $127,900$177,900 Land $50,000 Building $127,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 2% of the US · above 2% of Florida
Wildfire LikelihoodAbout 1 in 5,556 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on 3rd St

Nearby Streets

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