Osceola County property record for 2451 3rd St, Saint Cloud, FL 34769 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1976 |
| Square Footage | 1,448 sqft Heated Area |
| Lot Size | 9,583 sqft (0.219 acres) |
| Last Sale | $881,800 (2022) |
| Tax Bill | $4,185.00 (2025) |
| Primary APN | 79876 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,448 sqft Heated Area |
| 1st Floor | 1,206 sqft 1st Floor |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 9,583 sqft (0.219 acres) |
| Depth X Width | 150 ft x 62.5 ft Depth x Width |
| Fence | Fence |
|---|---|
| Shed | 1 Shed |
| Shed Area | 288 sqft Shed |
| Deck Area | 320 sqft Deck |
| Patio Area | 1,600 sqft Patio |
| Porch | Enclosed Porch |
| Porch Area | 242 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 79876 |
|---|---|
| Street Address | 2451 3RD ST |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-2605 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LAKE FRONT ADDN PB B PG 61 BLK 395 N 62.5 FT LOT 10 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD 2ND AND 3RD STREETS |
| Legal Tract | 1 |
| Legal Block | 395 |
| Legal Lot Number | 10 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 3 |
| Census Block | 3022 |
| Census Tract | 43400 |
Source: Osceola County records · APN 79876
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 5001 PLAZA ON THE LK STE 200, 200, AUSTIN, TX 78746-1053 |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Dec 09, 2022 | Special Warranty Deed, Transfer BCHH INC |
| Apr 12, 2022 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Mar 25, 2019 | Deed of Trust, Mortgage · Line of Credit SUNTRUST BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 09, 2022 · Amount on Record |
| Deed Sale | Dec 09, 2022 · Amount on Record |
| Prior Sale | Apr 12, 2022 · Amount on Record |
| Deed Doc Number | 0063272577 |
| Deed Book / Page | 6327 / 2577 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 09, 2022 |
| Property Address | 2451 3RD ST, SAINT CLOUD, FL 34769-2605 |
| Document Number | 0063272577 |
| Book / Page | 6327 / 2577 |
| Map Reference | MB B PG 61-64 |
| Instrument Date | Dec 09, 2022 |
| Instrument | 2022177210 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2022 |
| Title Company | BCHH INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $6,172.60 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5001 PLAZA ON THE LK # LK200, LK200, AUSTIN, TX 78746-1070 |
| Name | Verified Name |
|---|---|
| Address | 5001 PLAZA ON THE LK STE 200, 200, AUSTIN, TX 78746-1053 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 12, 2022 |
| Property Address | 2451 3RD ST, SAINT CLOUD, FL 34769-2605 |
| Document Number | 0061912612 |
| Book / Page | 6191 / 2612 |
| Map Reference | MB B PG 61-64 |
| Instrument Date | Apr 01, 2022 |
| Instrument | 2022057645 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,851.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9174 SW 81ST CT, 9174, OCALA, FL 34481-7846 |
| Name | Verified Name |
|---|---|
| Address | 5001 PLAZA ON THE LK STE 200, 200, AUSTIN, TX 78746-1053 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2451 3RD ST, SAINT CLOUD, FL 34769-2605 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0054961083 |
|---|---|
| Date | Mar 25, 2019 |
| Book Page | 5496/1083 |
| Instrument | 2019037344 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,185.00 (+14.03%) | $233,600 (+14.73%) Land $60,000 Building $173,600 | $233,600 (+14.73%) Land $60,000 Building $173,600 |
| 2023 | $3,670.00 (+14.33%) | $203,600 (+14.45%) Land $55,000 Building $148,600 | $203,600 (+14.45%) Land $55,000 Building $148,600 |
| 2022 | $3,210.00 | $177,900 Land $50,000 Building $127,900 | $177,900 Land $50,000 Building $127,900 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 2% of the US · above 2% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 5,556 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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