2450 Pepper Tree Way, Paso Robles, CA 93446 Property Records

San Luis Obispo County property record for 2450 Pepper Tree Way, Paso Robles, CA 93446 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,904 sqft · built 2020
Lot Size	3.45 acres (150,282 sqft)
Owner	Individual Name on File
Last Sale	$139,000 (Oct 2018)
Tax Bill	$7,361 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`015-151-048`

Property Details

APN / Parcel Number

Primary APN	`015-151-048`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,904 sqft Living Area
1st Floor Area	2,904 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Wood
Lot Area	150,282 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2450 PEPPER TREE WAY
City	PASO ROBLES
State	CA
Zip	93446-8359
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR 3 LT 39
Legal Tract	3
Legal Block	1
Legal Lot Number	39
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	PASO ROBLES
Census Block Group	1
Census Block	1021
Census Tract	10301

Owner

Source: San Luis Obispo County records · APN 015-151-048

Assessment roll updated August 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2450 PEPPER TREE WAY, PASO ROBLES, CA 93446-8359
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Aug 22, 2019	Intrafamily Transfer, Transfer · ARM US BANK NA
Oct 19, 2018	Grant Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 19, 2018 · Amount on Record
Deed Sale	Oct 19, 2018 · Amount on Record
Deed Document Number	201843963
Last Transfer Date	Aug 19, 2019
Transfer Doc	0000034698
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	2450 PEPPER TREE WAY, PASO ROBLES, CA 93446-8359
Transaction Type	Mortgage
Record Updated	Aug 09, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044873
Date	Aug 25, 2020
Instrument	2020044873

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2050

August 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Aug 22, 2019
Property Address	2450 PEPPER TREE WAY, PASO ROBLES, CA 93446-8359
Document Number	0000034698
Map Reference	MB 5 PG 27
Instrument Date	Aug 19, 2019
Instrument	2019034698
Transaction Type	Transfer
Record Updated	Aug 09, 2021
Title Company	CHICAGO TITLE COMPANY IRVINE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2450 PEPPER TREE WAY, PASO ROBLES, CA 93446-8359

Mortgage

Document Number	0000034699
Date	Aug 22, 2019
Instrument	2019034699

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 01, 2026
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.75%
Index	1-Year CMT
Max Rate	8.75%

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Oct 19, 2018
Property Address	2450 PEPPER TREE WAY, PASO ROBLES, CA 93446-8359
Document Number	0000043963
Instrument Date	Sep 07, 2018
Instrument	43963
Transaction Type	Transfer
Record Updated	Oct 31, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$152.90
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	PO BOX 1123 GOLETA CA 931161123, GOLETA, CA 93116-1123

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated August 6, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Paso Robles Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$704,756 (+2%) Land $225,086 Building $479,670
2025	$7,361.00 (+3.63%) Homeowner's exemption	$690,938 (+4.04%) Land $220,673 Building $470,265
2023	$7,103.00 (+1.78%) Homeowner's exemption	$664,110 Land $212,105 Building $452,005
2022	$6,979.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060790103011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 69% of the US · above 44% of California
Wildfire Likelihood	About 1 in 312 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 101 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Surfnet Communications	Fiber	2,500 / 2,500
Surfnet Communications	Fixed Wireless	100 / 25
Ranch WiFi	Fixed Wireless (unlicensed)	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Radiate Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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