2450 Emily Ln, Elgin, IL 60124 Property Records

Kane County property record for 2450 Emily Ln, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,500 sqft · built 2005
Lot Size	0.29 acres (1,276 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Jun 2022)
Tax Bill	$5,512 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Jun 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-29-476-119`

Property Details

APN / Parcel Number

Primary APN	`06-29-476-119`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,500 sqft Living Area
Gross Area	2,286 sqft
Basement Area	786 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Frame
Lot Area	1,276 sqft (0.29 acres)
Lot Dimensions	58 ft deep x 22 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	2450 EMILY LN
City	ELGIN
State	IL
Zip	60124-8743
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE RESERVE LOT 31 AS DESC IN DOC 2005K151289
Legal Subdivision	THE RESERVE
Legal Block	2
Legal Lot Number	31
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2002
Census Tract	851912

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2450 EMILY LN, ELGIN, IL 60124-8743
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2022	Re-recorded Document · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 13, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 24, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 13, 2022 · Amount on Record
Deed Sale	Jun 13, 2022 · Amount on Record
Prior Sale	Dec 18, 2012 · Amount on Record
Deed Document Number	202230788
Prior Transfer Date	May 27, 2022
Prior Transfer Doc	0000045304
Record Updated	Sep 20, 2026

September 2022: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	KANE IL
Recording Date	Sep 12, 2022
Property Address	2450 EMILY LN, ELGIN, IL 60124-8743
Document Number	0000045304
Map Reference	DOC 2004K044951
Instrument Date	May 27, 2022
Instrument	2022K045304
Record Updated	Sep 20, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2450 EMILY LN, 2450, ELGIN, IL 60124-8743

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	355 N LA FOX ST UNIT 418, 418, SOUTH ELGIN, IL 60177-1665

Mortgage

Document Number	0000045305
Date	Sep 12, 2022
Instrument	2022K045305

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Jun 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.77%

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jun 13, 2022
Property Address	2450 EMILY LN, ELGIN, IL 60124-8743
Document Number	0000030788
Map Reference	DOC 2004K044951
Instrument Date	May 27, 2022
Instrument	2022K030788
Transaction Type	Transfer
Record Updated	Jun 20, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$215.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2450 EMILY LN, 2450, ELGIN, IL 60124-8743

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	355 N LA FOX ST UNIT 418, 418, SOUTH ELGIN, IL 60177-1665

Mortgage

Document Number	0000030789
Date	Jun 13, 2022
Instrument	2022K030789

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.77%

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	May 24, 2021
Property Address	2450 EMILY LN, ELGIN, IL 60124-8743
Document Number	0000040027
Map Reference	DOC 2004K044951
Instrument Date	Feb 16, 2021
Instrument	2021K040027
Transaction Type	Transfer
Record Updated	Jun 3, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2450 EMILY LN, ELGIN, IL 60124-8743

Mortgage

Document Number	0000040028
Date	May 24, 2021
Instrument	2021K040028

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,512.00 (+15.82%) Homeowner's exemption	$80,251 (+8.57%) Land $20,940 Building $59,311	$240,849 (+8.57%) Land $62,845 Building $178,004
2024		$73,916 (+21.39%) Land $19,287 Building $54,629	$221,837 (+21.44%) Land $57,884 Building $163,953
2022	$4,759.00 (+4.75%) Homeowner's exemption	$60,889 (+6.96%) Land $15,888 Building $45,001	$182,667 (+6.96%) Land $47,664 Building $135,003
2021	$4,543.00 Homeowner's exemption	$56,927 Land $14,854 Building $42,073	$170,781 Land $44,562 Building $126,219

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Xfinity Cable	1,200 / 35

May also be available: AT&T, T-Mobile, Verizon.

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