2448 Emily Ln, Elgin, IL 60124 Property Records

Kane County property record for 2448 Emily Ln, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,626 sqft · built 2005
Owner	Individual Name on File
Last Sale	$362,500 (May 2026)
Tax Bill	$6,053 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Jun 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`06-29-476-133`

Property Details

APN / Parcel Number

Primary APN	`06-29-476-133`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,626 sqft Living Area
Gross Area	2,439 sqft
Basement Area	813 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Frame
Lot Width	21 ft Width

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	2448 EMILY LN
City	ELGIN
State	IL
Zip	60124-8743
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE RESERVE PT OF LOT 32 AS DESC IN DOC 2006K000379
Legal Subdivision	THE RESERVE
Legal Block	2
Legal Lot Number	32
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2002
Census Tract	851912

Owner

2448 Emily Ln is owned by an individual who bought it in May 2026.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	18W074 JAMESTOWN LN, BLOOMINGDALE, IL 60108
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Warranty Deed, Transfer · Conventional Mortgage SGM MORTGAGE INC
Jun 8, 2022	Warranty Deed, Transfer NOT AVAILABLE, CT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2026 · Amount on File
Deed Sale	May 26, 2026 · Amount on File
Prior Sale	Jun 8, 2022 · Amount on File
Deed Document Number	202621556
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	May 26, 2026
Property Address	2448 EMILY LN, ELGIN, IL 60124-8743
Document Number	0000021556
Instrument Date	May 22, 2026
Instrument	202621556
Transaction Type	Transfer
Record Updated	Jun 2, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$54,918.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	0000021557,
Date	May 26, 2026
Instrument	202621557

Lender

Name	SGM MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jun 8, 2022
Property Address	2448 EMILY LN, ELGIN, IL 60124-8743
Document Number	0000030108
Map Reference	DOC 2004K044951
Instrument Date	Jun 1, 2022
Instrument	2022K030108
Transaction Type	Transfer
Record Updated	Jun 15, 2022
Title Company	NOT AVAILABLE, CT

Transaction

Amount	Amount on Record
Tax	$250.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2448 EMILY LN, 2448, ELGIN, IL 60124-8743

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	163 S GROVE AVE, ELGIN, IL 60120-6407

Tax Assessment & Valuation

The 2025 property tax bill for 2448 Emily Ln was $6,053, up 4.4% from the year before.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,053.00 (+4.4%) Homeowner's exemption	$87,352 (+8.57%) Land $20,940 Building $66,412	$262,161 (+8.57%) Land $62,845 Building $199,316
2024	$5,798.00	$80,457 Land $19,287 Building $61,170	$241,468 Land $57,884 Building $183,583
2022	$5,226.00 (+4.69%) Homeowner's exemption	$66,277 (+6.96%) Land $15,888 Building $50,389	$198,831 (+6.96%) Land $47,664 Building $151,167
2021	$4,992.00 Homeowner's exemption	$61,964 Land $14,854 Building $47,110	$185,892 Land $44,562 Building $141,330

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2448 Emily Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2448 Emily Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Xfinity Cable	1,200 / 35

May also be available: AT&T, T-Mobile, Verizon.

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