2450 el Cajon Way, Oxnard, CA 93035 Property Records

Ventura County property record for 2450 el Cajon Way, Oxnard, CA 93035

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,594 sqft · built 1969
Lot Size	0.174 acres (7,591 sqft)
Owner	2 Individual Names on Record
Last Sale	$935,000 (Dec 2025)
Tax Bill	$10,008 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Nov 2022 Sale
Flood Zone	Zone X (moderate risk)
APN	`183-0-292-075`

Property Details

APN / Parcel Number

Primary APN	`183-0-292-075`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,594 sqft Living Area
1st Floor Area	1,372 sqft
2nd Floor Area	1,222 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Lot Area	7,591 sqft (0.174 acres)
Lot Dimensions	90 ft deep x 85 ft wide
Garage Area	644 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	125 sqft

Location & Zoning

Street Address	2450 EL CAJON WAY
City	OXNARD
State	CA
Zip	93035-2509
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT: 188302 LOT: 50 REF: 047MR 097
Legal Subdivision	1883-2
Legal Tract	188302
Legal Block	292
Legal Lot Number	50
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	2
Census Block	2003
Census Tract	8800

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2450 EL CAJON WAY, OXNARD, CA 93035-2509
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2025	Grant Deed, Transfer · Conventional Mortgage OPTION FUNDING INC
Nov 9, 2022	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2025 · Amount on Record
Deed Sale	Dec 11, 2025 · Amount on Record
Prior Sale	Nov 9, 2022 · Amount on Record
Deed Document Number	202588637
Prior Transfer Date	Sep 23, 2003
Prior Transfer Doc	0000389849
Record Updated	Oct 29, 2026

December 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Dec 11, 2025
Property Address	2450 EL CAJON WAY, OXNARD, CA 93035-2509
Document Number	0000088637
Map Reference	MB 47 PG 97&98
Instrument Date	Dec 2, 2025
Instrument	2025000088637
Transaction Type	Transfer
Record Updated	Dec 25, 2025
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2450 EL CAJON WAY, OXNARD, CA 93035-2509

Mortgage

Document Number	0000088638
Date	Dec 11, 2025
Instrument	2025000088638

Lender

Name	OPTION FUNDING INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

November 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Nov 9, 2022
Property Address	2450 EL CAJON WAY, OXNARD, CA 93035-2509
Document Number	0000108287
Map Reference	MB 47 PG 97&98
Instrument Date	Oct 18, 2022
Instrument	2022000108287
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1158 DANIELS DR, LOS ANGELES, CA 90035-1102

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Elementary School District	Oxnard Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$935,000 (+15.74%) Land $608,000 Building $327,000
2025	$10,008.00 (+2.22%)	$807,870 (+4.04%) Land $524,882 Building $282,988
2024	$9,791.00 (+3.78%)
2023	$9,434.00 (+45.81%)	$776,500 Land $504,500 Building $272,000
2022	$6,470.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 803 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, GeoLinks.

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