2445 el Cajon Way, Oxnard, CA 93035 Property Records

Ventura County property record for 2445 el Cajon Way, Oxnard, CA 93035

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,564 sqft · built 1976
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on Record
Last Sale	$687,500 (Mar 2022)
Tax Bill	$9,024 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Mar 2018 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`186-0-011-150`

Property Details

APN / Parcel Number

Primary APN	`186-0-011-150`
Alternative APN	`1860010150`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,564 sqft Living Area
1st Floor Area	1,564 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	1860010150
Street Address	2445 EL CAJON WAY
City	OXNARD
State	CA
Zip	93035-2510
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT: 188305 LOT: 75 REF: 061MR 013
Legal Subdivision	TRACT NO 1883 5
Legal Tract	188305
Legal Block	11
Legal Lot Number	75
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	2
Census Block	2000
Census Tract	8800

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2445 EL CAJON WAY, OXNARD, CA 93035-2510
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2022	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Mar 30, 2018	Deed of Trust, Mortgage · VA Mortgage HOME POINT FINANCIAL CORPORATION
Apr 13, 2020	Quit Claim Deed, Foreclosure FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
Dec 16, 2019	Trustee's Deed, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2022 · Amount on Record
Deed Sale	Mar 23, 2022 · Amount on Record
Prior Sale	Dec 16, 2019 · Amount on Record
Deed Document Number	202238064
Prior Transfer Date	Mar 3, 2000
Prior Transfer Doc	0000042218
Record Updated	Oct 29, 2026

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Mar 23, 2022
Property Address	2445 EL CAJON WAY, OXNARD, CA 93035-2510
Document Number	0000038064
Map Reference	MB 61 PG 13-18
Instrument Date	Mar 17, 2022
Instrument	2022000038064
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	810 VERMONT AVE NW, WASHINGTON, DC 20420-0001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2445 EL CAJON WAY, OXNARD, CA 93035-2510

Mortgage

Document Number	0000038065
Date	Mar 23, 2022
Instrument	2022000038065

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	2445 EL CAJON WAY, OXNARD, CA 93035-2510
Transaction Type	Mortgage
Record Updated	Aug 19, 2021
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036475
Date	Mar 30, 2018
Instrument	20180330-00036475

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency
Address	PARSIPPANY, NJ 07054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

April 2020: Quit Claim Deed, Foreclosure

Document Type	Quit Claim Deed
Jurisdiction	VENTURA CA
Recording Date	Apr 13, 2020
Property Address	2445 EL CAJON WAY, OXNARD, CA 93035-2510
Document Number	0000050461
Instrument Date	Dec 20, 2019
Instrument	50461
Transaction Type	Foreclosure
Record Updated	May 7, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

December 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	VENTURA CA
Recording Date	Dec 16, 2019
Property Address	2445 EL CAJON WAY, OXNARD, CA 93035-2510
Document Number	0000156172
Instrument Date	Dec 12, 2019
Instrument	156172
Transaction Type	Foreclosure
Record Updated	Jan 6, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$526.07
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	11511 LUNA RD FARMERS BRANCH TX 752346449, FARMERS BRANCH, TX 75234-6449

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Elementary School District	Oxnard Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$744,171 (+2%) Land $483,847 Building $260,324
2025	$9,024.00 (+2.53%)	$729,580 (+4.04%) Land $474,360 Building $255,220
2024	$8,801.00 (+3.81%)
2023	$8,478.00	$701,250 Land $455,940 Building $245,310

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 789 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Frontier, GeoLinks, T-Mobile, Verizon.

Nearby Properties on el Cajon Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures